Oneida County property record for 4287 Oak Dr, Rhinelander, WI 54501
| Property Type | Single Family Home |
|---|---|
| Lot Size | 3 acres (130,680 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,301 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Oct 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | PL 147 4 |
| Primary APN | PL 147 4 |
|---|
| Lot Area | 130,680 sqft (3 acres) |
|---|
| Street Address | 4287 OAK DR |
|---|---|
| City | RHINELANDER |
| State | WI |
| Zip | 54501-9717 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 740043/735819 PT NW NE 3.00CA/3.00SA SM B3122 |
| Legal Range | 08E |
| Legal Township | 37N |
| Legal Section | 25 |
| Legal Subdivision | PINE LAKE |
| Jurisdiction | ONEIDA WI |
| Township / Civil Division | PINE LAKE |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 970603 |
4287 Oak Dr is owned and occupied by two individuals who acquired it in January 2014.
Source: Oneida County records, as of March 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4287 OAK DR, RHINELANDER, WI 54501-9717 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage COVANTAGE CU |
| Oct 7, 2020 | Deed of Trust, Mortgage · Line of Credit COVANTAGE CU |
| Dec 29, 2022 | Deed of Trust, Mortgage · Line of Credit COVANTAGE CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 15, 2014 |
| Deed Sale | Jan 15, 2014 |
| Deed Document Number | 2014735819 |
| Prior Transfer Date | Nov 21, 2013 |
| Prior Transfer Doc | 0000735819 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA WI |
| Property Address | RHINELANDER, WI 54501 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000811400 |
|---|---|
| Date | Oct 7, 2020 |
| Instrument | 811400 |
| Name | COVANTAGE CU |
|---|---|
| Type | Credit Union |
| Address | ANTIGO, WI 54409 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Type Change Date | Oct 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 5.62% |
| Index | 1-Year CMT |
| Max Rate | 9.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA WI |
| Property Address | RHINELANDER, WI 54501 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2024 |
| Title Company | MIDWEST TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0000811401 |
|---|---|
| Date | Oct 7, 2020 |
| Instrument | 811401 |
| Name | COVANTAGE CU |
|---|---|
| Type | Credit Union |
| Address | ANTIGO, WI 54409 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Sep 15, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA WI |
| Property Address | RHINELANDER, WI 54501 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000840140 |
|---|---|
| Date | Dec 29, 2022 |
| Instrument | 840140 |
| Name | COVANTAGE CU |
|---|---|
| Type | Credit Union |
| Address | ANTIGO, WI 54409 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Dec 15, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 4287 Oak Dr was $2,301 with a homeowner's exemption.
Source: Oneida County assessment roll, as of March 24, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Oneida County |
| County Subdivision | Pine Lake Town |
| Unified School District | Rhinelander School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,301.00 | $121,500 Land $17,200 Building $104,300 | $198,688 Land $28,127 Building $170,561 |
| 2023 | $1,981.00 Homeowner's exemption | $121,500 Land $17,200 Building $104,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4287 Oak Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 16, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4287 Oak Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 81% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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