Oneida County property record for 4245 Oak Dr, Rhinelander, WI 54501
| Property Type | Single Family Home |
|---|---|
| Lot Size | 3.19 acres (139,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $359,000 (May 2021) |
| Tax Bill | $9,989 (2025) |
| Deeds & Mortgages | Jun 2017 Mortgage Sep 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | PL 147 11 |
| Primary APN | PL 147 11 |
|---|
| Lot Area | 139,000 sqft (3.19 acres) |
|---|
| Street Address | 4245 OAK DR |
|---|---|
| City | RHINELANDER |
| State | WI |
| Zip | 54501-9716 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 820725/447587 PT NW NE LOT 1 CSM V3 P602 |
| Legal Range | 08E |
| Legal Township | 37N |
| Legal Section | 25 |
| Legal Subdivision | CERTIFIED |
| Legal Lot Number | 1 |
| Jurisdiction | ONEIDA WI |
| Township / Civil Division | PINE LAKE |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 970603 |
Source: Oneida County records, as of March 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4245 OAK DR, RHINELANDER, WI 54501-9716 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 19, 2017 | Deed of Trust, Mortgage · Conventional Mortgage PEOPLES STATE BANK |
| Sep 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PEOPLES STATE BANK |
| Apr 16, 2025 | Deed of Trust, Mortgage · Line of Credit COVANTAGE CU |
| May 18, 2021 | Warranty Deed, Transfer · Conventional Mortgage COVANTAGE CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 18, 2021 · Amount on Record |
| Deed Sale | May 18, 2021 · Amount on Record |
| Deed Document Number | 2021820725 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA WI |
| Property Address | 4245 OAK DR, RHINELANDER, WI 54501-9716 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2026 |
| Title Company | ONEIDA TITLE AND ABSTRACT INC, ONEIDA TITLE & ABSTRACT |
| Name | Verified Name |
|---|
| Document Number | 0000772796 |
|---|---|
| Date | Jun 19, 2017 |
| Instrument | 772796 |
| Name | PEOPLES STATE BANK |
|---|---|
| Type | Bank |
| Address | WAUSAU, WI 54402 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA WI |
| Property Address | 4245 OAK DR, RHINELANDER, WI 54501-9716 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2026 |
| Title Company | ONEIDA TITLE AND ABSTRACT INC, ONEIDA TITLE & ABSTRACT INC |
| Name | Verified Name |
|---|
| Document Number | 0000810070 |
|---|---|
| Date | Sep 8, 2020 |
| Instrument | 810070 |
| Name | PEOPLES STATE BANK |
|---|---|
| Type | Bank |
| Address | WAUSAU, WI 54402 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA WI |
| Property Address | 4245 OAK DR, RHINELANDER, WI 54501-9716 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000860691 |
|---|---|
| Date | Apr 16, 2025 |
| Instrument | 860691 |
| Name | COVANTAGE CU |
|---|---|
| Type | Credit Union |
| Address | ANTIGO, WI 54409 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | May 1, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONEIDA WI |
| Recording Date | May 18, 2021 |
| Property Address | 4245 OAK DR, RHINELANDER, WI 54501-9716 |
| Document Number | 0000820725 |
| Map Reference | VOL 3 PG 602&602A |
| Instrument Date | May 17, 2021 |
| Instrument | 820725 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2026 |
| Title Company | ONEIDA TITLE AND ABSTRACT INC, ONEIDA TITLE & ABSTRACT INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,077.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000820726 |
|---|---|
| Date | May 18, 2021 |
| Instrument | 820726 |
| Name | COVANTAGE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
Source: Oneida County assessment roll, as of March 24, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Oneida County |
| County Subdivision | Pine Lake Town |
| Unified School District | Rhinelander School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,989.00 (+142.22%) | $527,400 (+108.54%) Land $101,000 Building $426,400 | $862,455 Land $165,165 Building $697,290 |
| 2023 | $4,124.00 Homeowner's exemption | $252,900 Land $101,000 Building $151,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 16, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 81% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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