4286 SE Graham Dr, Stuart, FL 34997 Property Records

Martin County property record for 4286 SE Graham Dr, Stuart, FL 34997

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,942 sqft · built 2006
Lot Size0.142 acres (6,186 sqft)
Owner2 Individual Names on Record
Last Sale$460,000 (Mar 2023)
Tax Bill$6,438 (2025)
Deeds & MortgagesMar 2023 Sale & Mortgage
Aug 2021 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN40-38-41-009-000-0086.0-0-0000

Property Details

APN / Parcel Number

Primary APN40-38-41-009-000-0086.0-0-0000
Alternative APNs
  • 40-38-41-009-000-00860-0
  • 968296

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,942 sqft Living Area
Gross Area2,404 sqft
1st Floor Area832 sqft
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area6,186 sqft (0.142 acres)
View / LotHomesite
Garage TypeAttached
Garage Area462 sqft
Pool TypeIn-Ground Pool
PorchOpen Concrete/Masonry Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number968296
Street Address4286 SE GRAHAM DR
CitySTUART
StateFL
Zip34997-1541
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 86 MARTINS CROSSING PUD (PB 15 PG 89)
Legal Range41E
Legal Township38S
Legal Section40
Legal SubdivisionMARTINS CROSSING
Legal Block2
Legal Lot Number86
JurisdictionMARTIN FL
Township / Civil DivisionPORT SALERNO-HOBE SOUND
Census Block Group2
Census Block2005
Census Tract1105

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4286 SE GRAHAM DR, STUART, FL 34997-1541
OccupancyOwner Occupied
Owner TypeIndividual
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Mar 31, 2023Warranty Deed, Transfer · FHA Mortgage
CROSSCOUNTRY MORTGAGE LLC
Aug 9, 2021Warranty Deed, Transfer · Conventional Mortgage
CASON HOME LOANS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 31, 2023 · Amount on Record
Deed SaleMar 31, 2023 · Amount on Record
Prior SaleAug 9, 2021 · Amount on Record
Deed Document Number20233009134
Deed Book / Page3367 / 163
Prior Transfer DateDec 3, 2019
Prior Transfer Doc0030982958
Record UpdatedOct 29, 2026

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateMar 31, 2023
Property Address4286 SE GRAHAM DR, STUART, FL 34997-1541
Document Number0033670163
Book / Page3367 / 163
Map ReferenceMB 15 PG 89
Instrument DateMar 27, 2023
Instrument3009134
Transaction TypeTransfer
Record UpdatedApr 21, 2023
Title CompanyPREMIER TITLE PARTNERS/OCALA II LT, PREMIER TTL PARTNERS STUART

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,220.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5804 SOUTHPORT DR, PORT ORANGE, FL 32127-7511

Transferred To (Grantee/Buyer)

NameVerified Name
Address4286 SE GRAHAM DR, STUART, FL 34997-1541

Mortgage

Document Number0003367166
DateMar 31, 2023
Instrument3367/166
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2053

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateAug 9, 2021
Property Address4286 SE GRAHAM DR, STUART, FL 34997-1541
Document Number0032471621
Book / Page3247 / 1621
Map ReferenceMB 15 PG 89
Instrument DateJul 30, 2021
Instrument2907029
Transaction TypeTransfer
Record UpdatedApr 11, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,632.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1386 SW ABACUS AVE, 1386, PORT SAINT LUCIE, FL 34953-6603

Transferred To (Grantee/Buyer)

NameVerified Name
Address4286 SE GRAHAM DR, STUART, FL 34997-1541

Mortgage

Document Number0032471624
DateAug 9, 2021
Instrument3247/1624
Lender
NameCASON HOME LOANS
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2051

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,438.00 (-8.69%)$420,630 (+33.78%) Land $160,000 Building $260,630$420,630 (+13.78%) Land $160,000 Building $260,630
2024$7,051.00 (+41.39%)
2023$4,987.00 (+3.66%) Additional exemption filed$314,421 (+3%)$369,700 (+10.11%) Land $125,000 Building $244,700
2022$4,811.00 Homeowner's exemption$305,264$335,740 Land $100,000 Building $235,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARTIN CO UTILITIES
serves 104,105 people · EPA ID FL4431891
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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