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4274 SE Graham Dr, Stuart, FL 34997 Property Records

Martin County property record for 4274 SE Graham Dr, Stuart, FL 34997

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,848 sqft · built 2006
Lot Size0.133 acres (5,793 sqft)
Owner2 Individual Names on File
Last Sale$304,000 (Aug 2020)
Tax Bill$3,293 (2025)
Deeds & MortgagesApr 2021 Mortgage
Mar 2021 Transfer
+ 1 more
Flood ZoneZone X (moderate risk)
APN40-38-41-009-000-0087.0-0-0000

Property Details

APN / Parcel Number

Primary APN40-38-41-009-000-0087.0-0-0000
Alternative APNs
  • 40-38-41-009-000-00870-0
  • 133817

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,848 sqft Living Area
Gross Area2,268 sqft
1st Floor Area856 sqft
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area5,793 sqft (0.133 acres)
View / LotHomesite
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Concrete/Masonry Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number133817
Street Address4274 SE GRAHAM DR
CitySTUART
StateFL
Zip34997-1541
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUDR
Legal DescriptionLOT 87 MARTINS CROSSING PUD (PB 15 PG 89)
Legal Range41E
Legal Township38S
Legal Section40
Legal SubdivisionMARTINS CROSSING
Legal Block2
Legal Lot Number87
JurisdictionMARTIN FL
Township / Civil DivisionPORT SALERNO-HOBE SOUND
Census Block Group2
Census Block2005
Census Tract1105

Owner

4274 SE Graham Dr is owned and occupied by two individuals who acquired it in February 2021.

Source: Martin County records, as of September 29, 2026

Owner of Record2 Individual Names on File
Mailing Address4274 SE GRAHAM DR, STUART, FL 34997-1541
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 15, 2021Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Mar 11, 2021Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Aug 21, 2020Warranty Deed, Transfer · FHA Mortgage
STEARNS LENDING LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 21, 2020 · Amount on File
Deed SaleAug 21, 2020 · Amount on File
Prior SaleOct 24, 2014 · Amount on File
Deed Document Number20202833585
Deed Book / Page3152 / 1368
Last Transfer DateFeb 12, 2021
Transfer Doc0032051729
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address4274 SE GRAHAM DR, STUART, FL 34997-1541
Transaction TypeMortgage
Record UpdatedMay 19, 2021
Title CompanyNOT AVAILABLE, PATCH REEF TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4274 SE GRAHAM DR, STUART, FL 34997-1541

Mortgage

Document Number0032152437
DateApr 15, 2021
Book Page3215/2437
Instrument2881934
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2051

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMARTIN FL
Recording DateMar 11, 2021
Property Address4274 SE GRAHAM DR, STUART, FL 34997-1541
Document Number0032051729
Book / Page3205 / 1729
Map ReferenceMB 15 PG 89
Instrument DateFeb 12, 2021
Instrument2874001
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateAug 21, 2020
Property Address4274 SE GRAHAM DR, STUART, FL 34997-1541
Document Number0031521368
Book / Page3152 / 1368
Map ReferenceMB 15 PG 89
Instrument DateJul 30, 2020
Instrument2833585
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanySUNBELT TITLE AGENCY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,128.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 148, PALM CITY, FL 34991-0148

Transferred To (Grantee/Buyer)

NameVerified Name
Address4274 SE GRAHAM DR, STUART, FL 34997-1541

Mortgage

Document Number0031521370
DateAug 21, 2020
Instrument3152/1370
Lender
NameSTEARNS LENDING LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4274 SE Graham Dr was $3,293 with a homeowner's exemption, down 0.3% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,293.00 (-0.33%) Homeowner's exemption$221,456$405,810 Land $160,000 Building $245,810
2024$3,304.00 (+2.45%)
2023$3,225.00 (+3.9%) Additional exemption filed$208,947 (+3%)$356,100 (+10.57%) Land $125,000 Building $231,100
2022$3,104.00 Homeowner's exemption$202,862$322,060 Land $100,000 Building $222,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4274 SE Graham Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 21 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4274 SE Graham Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARTIN CO UTILITIES
serves 104,105 people · EPA ID FL4431891
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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