4286 S Ridge Rd E, Geneva, OH 44041 Property Records

Ashtabula County property record for 4286 S Ridge Rd E, Geneva, OH 44041

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,776 sqft · built 1977
Lot Size	1.04 acres (45,302 sqft)
Owner	Individual Name on File
Last Sale	$137,500 (Aug 2021)
Tax Bill	$4,192 (2025)
Deeds & Mortgages	Sep 2021 Transfer Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-026-00-004-01`

Property Details

APN / Parcel Number

Primary APN	`17-026-00-004-01`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,776 sqft Living Area
1st Floor Area	1,392 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	45,302 sqft (1.04 acres)
Terrain	Low
Deck Area	192 sqft
Patio Area	768 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	4286 S RIDGE RD E
City	GENEVA
State	OH
Zip	44041-7308
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 1--11
Jurisdiction	ASHTABULA OH
Township / Civil Division	GENEVA
Census Block Group	4
Census Block	4001
Census Tract	802

Owner

4286 S Ridge Rd E is owned and occupied by an individual who bought it in August 2021.

Source: Ashtabula County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	4286 S RIDGE RD E, GENEVA, OH 44041-7308
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2021	Transfer on Death Deed, Transfer
Aug 4, 2021	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2021 · Amount on File
Deed Sale	Aug 4, 2021 · Amount on File
Deed Document Number	20219550
Deed Book / Page	746 / 1968
Record Updated	Oct 29, 2026

September 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ASHTABULA OH
Recording Date	Sep 17, 2021
Property Address	4286 S RIDGE RD E, GENEVA, OH 44041-7308
Document Number	0000011530
Book / Page	750 / 2056
Instrument Date	Sep 2, 2021
Instrument	202100011530
Transaction Type	Transfer
Record Updated	May 4, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHTABULA OH
Recording Date	Aug 4, 2021
Property Address	4286 S RIDGE RD E, GENEVA, OH 44041-7308
Document Number	0000009550
Book / Page	746 / 1968
Instrument Date	Jul 28, 2021
Instrument	202100009550
Transaction Type	Transfer
Record Updated	Dec 27, 2021
Title Company	TITLE PROFESSIONALS GROUP LIMITED, TITLE PROFESSIONALS GROUP LT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4286 S RIDGE RD E, GENEVA, OH 44041-7308

Mortgage

Document Number	0007461971
Date	Aug 4, 2021
Instrument	746/1971

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 4286 S Ridge Rd E was $4,192.

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashtabula County
County Subdivision	Geneva Township
Unified School District	Geneva Area City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,192.00	$51,110 Land $6,550 Building $44,560	$146,000 Land $18,700 Building $127,300
2023	$2,450.00 (+21.71%) Homeowner's exemption	$51,110 (+34.32%) Land $6,550 Building $44,560	$146,000 Land $18,700 Building $127,300
2022	$2,013.00 Homeowner's exemption	$38,050 Land $5,040 Building $33,010
2020			$108,700 Land $14,400 Building $94,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4286 S Ridge Rd E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 28, 2019

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4286 S Ridge Rd E is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA CITY PWS serves 5,924 people · EPA ID OH0401712
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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