4241 S Ridge Rd E, Geneva, OH 44041 Property Records

Ashtabula County property record for 4241 S Ridge Rd E, Geneva, OH 44041

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 2,160 sqft · built 1920
Lot Size2.97 acres (129,765 sqft)
Owner2 Individual Names on File
Last Sale$133,000 (Oct 2019)
Tax Bill$5,035 (2025)
Deeds & MortgagesNov 2023 Second Mortgage
Oct 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN17-027-00-044-00

Property Details

APN / Parcel Number

Primary APN17-027-00-044-00

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area2,160 sqft Living Area
Gross Area2,520 sqft
1st Floor Area900 sqft
Basement Area360 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1960
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area129,765 sqft (2.97 acres)
TerrainLow
Garage TypeDetached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Frame Porch
Porch Area288 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelOil
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address4241 S RIDGE RD E
CityGENEVA
StateOH
Zip44041-9217
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEC 1--12 S M
Legal SubdivisionGENEVA
Legal Lot Number12
JurisdictionASHTABULA OH
Township / Civil DivisionGENEVA
Census Block Group3
Census Block3012
Census Tract702

Owner

4241 S Ridge Rd E is owned and occupied by two individuals who bought it in October 2019.

Source: Ashtabula County records, as of May 27, 2026

Owner of Record2 Individual Names on File
Mailing Address4241 S RIDGE RD E, GENEVA, OH 44041-9217
OccupancyOwner Occupied
Owner TypeIndividual
VestingRight of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 28, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ROCKET MORTGAGE LLC
Oct 1, 2019Warranty Deed, Transfer · Conventional Mortgage
T2 FINANCIAL LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 1, 2019 · Amount on File
Deed SaleOct 1, 2019 · Amount on File
Deed Document Number20199753
Deed Book / Page693 / 214
Prior Transfer DateAug 20, 2004
Prior Transfer Doc0000015644
Record UpdatedOct 29, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionASHTABULA OH
Property Address4241 S RIDGE RD E, GENEVA, OH 44041-9217
Transaction TypeMortgage
Record UpdatedFeb 2, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address4241 S RIDGE RD E, GENEVA, OH 44041-9217

Mortgage

Document Number0000010775
DateNov 28, 2023
Book Page808/2032
Instrument2023-00010775
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Address1050 WOODWARD AVE, DETROIT, MI 48226
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term241 Months
DueDec 1, 2043

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionASHTABULA OH
Recording DateOct 1, 2019
Property Address4241 S RIDGE RD E, GENEVA, OH 44041-9217
Document Number0000009753
Book / Page693 / 0214
Instrument DateSep 30, 2019
Instrument201900009753
Transaction TypeTransfer
Record UpdatedSep 13, 2021
Title CompanyOHIO FIRST LAND TITLE AGENCY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address4241 S RIDGE RD E, GENEVA, OH 44041-9217

Mortgage

Document Number0006930216
DateOct 1, 2019
Instrument693/0216
Lender
NameT2 FINANCIAL LLC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4241 S Ridge Rd E was $5,035.

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateOhio
CountyAshtabula County
County SubdivisionGeneva Township
Unified School DistrictGeneva Area City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,035.00$61,390 Land $12,670 Building $48,720$175,400 Land $36,200 Building $139,200
2023$2,920.00 (+21.41%) Homeowner's exemption$61,390 (+33.78%) Land $12,670 Building $48,720$175,400 Land $36,200 Building $139,200
2022$2,405.00 Homeowner's exemption$45,890 Land $9,730 Building $36,160
2020$131,100 Land $27,800 Building $103,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4241 S Ridge Rd E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 28, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4241 S Ridge Rd E is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 68% of Ohio
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGENEVA CITY PWS
serves 5,924 people · EPA ID OH0401712
Water SourcePurchased surface water from several systems
Last State InspectionOct 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on S Ridge Rd E

Nearby Streets

Search Property Records by Address or Parcel Number