Orange County property record for 4286 Isabella Cir, Windermere, FL 34786
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 6.5 ba · 7,329 sqft · built 2018 |
| Lot Size | 0.906 acres (39,469 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,377,100 (Nov 2025) |
| Tax Bill | $45,618 (2025) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage Jan 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-23-27-1215-00-410 |
| Primary APN | 12-23-27-1215-00-410 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 6.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 7,329 sqft Living Area |
| Gross Area | 10,823 sqft |
| 1st Floor Area | 4,993 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 39,469 sqft (0.906 acres) |
| Garage Type | Attached |
| Garage Area | 812 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 1,422 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 4286 ISABELLA CIR |
|---|---|
| City | WINDERMERE |
| State | FL |
| Zip | 34786-9509 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSTD R-CE- |
| Legal Description | CASABELLA 79/139 LOT 41 |
| Legal Range | 27E |
| Legal Township | 23S |
| Legal Section | 12 |
| Legal Subdivision | CASABELLA |
| Legal Tract | 1215 |
| Legal Lot Number | 41 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 17115 |
4286 Isabella Cir is owned by a company that bought it in November 2025.
Source: Orange County records, as of April 30, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 4286 ISABELLA CIR, WINDERMERE, FL 34786-9509 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 4, 2025 | Warranty Deed, Transfer · Balloon Mortgage TAYLOR MADE LENDING LLC |
| Jan 26, 2018 | Special Warranty Deed, Transfer · ARM HSBC BANK USA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 4, 2025 · Amount on File |
| Deed Sale | Nov 4, 2025 · Amount on File |
| Prior Sale | Jan 26, 2018 · Amount on File |
| Deed Document Number | 2025639846 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Nov 4, 2025 |
| Property Address | 4286 ISABELLA CIR, WINDERMERE, FL 34786-9509 |
| Document Number | 0000639846 |
| Map Reference | MB 79 PG 139-145 |
| Instrument Date | Oct 30, 2025 |
| Instrument | 20250639846 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $9,639.70 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4286 ISABELLA CIR, WINDERMERE, FL 34786-9509 |
| Name | Verified Name |
|---|---|
| Address | 4286 ISABELLA CIR, WINDERMERE, FL 34786-9509 |
| Document Number | 0000639847 |
|---|---|
| Date | Nov 4, 2025 |
| Instrument | 20250639847 |
| Name | TAYLOR MADE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 24 Months |
| Due | Oct 31, 2027 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jan 26, 2018 |
| Property Address | 4286 ISABELLA CIR, WINDERMERE, FL 34786-9509 |
| Document Number | 0000052710 |
| Map Reference | MB 79 PG 139-145 |
| Instrument Date | Jan 22, 2018 |
| Instrument | 20180052710 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | WESTMINSTER TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $14,989.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 250 GIBRALTAR RD, 250, HORSHAM, PA 19044-2323 |
| Name | Verified Name |
|---|---|
| Address | 4286 ISABELLA CIR, WINDERMERE, FL 34786-9509 |
| Document Number | 0000052711 |
|---|---|
| Date | Jan 26, 2018 |
| Instrument | 20180052711 |
| Name | HSBC BANK USA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.34% |
| Type Change Date | Feb 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 9.34% |
| Index | 1-Year LIBOR |
| Max Rate | 9.34% |
The 2025 property tax bill for 4286 Isabella Cir was $45,618, up 7.4% from the year before.
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,812,370 (+4.15%) Land $350,000 Building $2,462,370 | $2,812,370 (-1.3%) Land $350,000 Building $2,462,370 | |
| 2025 | $45,618.00 (+7.45%) | $2,700,330 | $2,849,390 Land $350,000 Building $2,499,390 |
| 2024 | $42,457.00 (+15.18%) | ||
| 2023 | $36,861.00 (+11.98%) | $2,449,189 (+15.45%) Land $350,000 Building $2,099,189 | $2,449,189 (+15.45%) Land $350,000 Building $2,099,189 |
| 2022 | $32,918.00 | $2,121,378 Land $350,000 Building $1,771,378 | $2,121,378 Land $350,000 Building $1,771,378 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4286 Isabella Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 34 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 34 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4286 Isabella Cir is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink Fiber | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures