4286 Elden Pl, Waterford, MI 48329 Property Records

Oakland County property record for 4286 Elden Pl, Waterford, MI 48329

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 1,740 sqft · built 2000
Lot Size	0.121 acres (5,271 sqft)
Owner	Individual Name on File
Last Sale	$222,000 (Aug 2019)
Tax Bill	$2,571 (2025)
Deeds & Mortgages	Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`W-13-10-227-040`

Property Details

APN / Parcel Number

Primary APN	`W-13-10-227-040`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,740 sqft Living Area
1st Floor Area	1,187 sqft
Basement Area	1,074 sqft
Unfinished Basement	1,074 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	5,271 sqft (0.121 acres)
Lot Dimensions	1,763 ft deep x 1 ft wide
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	26 sqft
Deck Area	264 sqft
Patio Area	241 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	4286 ELDEN PL
City	WATERFORD
State	MI
Zip	48329-4090
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	KI
Legal Description	T3N, R9E, SEC 10 OAKLAND COUNTY CONDOMINIUM PLAN NO 1324 ELDEN PLACE NORTH CONDO UNIT 2, BLDG 1 L 22229 P 582 1-23-01 FR 007 & 008
Legal Range	09E
Legal Township	03N
Legal Section	01
Legal Subdivision	OAKLAND COUNTY CONDOMINIUM
Legal Unit	2
Jurisdiction	OAKLAND MI
Township / Civil Division	WATERFORD
Census Block Group	1
Census Block	1007
Census Tract	144500

Owner

4286 Elden Pl, a condominium, is owned and occupied by an individual who bought it in August 2019.

Source: Oakland County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	4286 ELDEN PL, WATERFORD, MI 48329-4090
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2019 · Amount on File
Deed Sale	Aug 20, 2019 · Amount on File
Prior Sale	Jun 8, 2001 · Amount on File
Deed Document Number	2019134259
Deed Book / Page	53155 / 772
Prior Transfer Date	May 29, 2013
Prior Transfer Doc	0000245133
Record Updated	Oct 29, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Aug 20, 2019
Property Address	4286 ELDEN PL, WATERFORD, MI 48329-4090
Document Number	0000134259
Book / Page	53155 / 00772
Map Reference	LB 22229 PG 582
Instrument Date	Aug 9, 2019
Instrument	134259
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,909.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10227 SW INDIAN LILAC TRL, 10227, PORT SAINT LUCIE, FL 34987-2828

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4286 ELDEN PL, WATERFORD, MI 48329-4090

Mortgage

Document Number	5315500774
Date	Aug 20, 2019
Instrument	53155/00774

Lender

Name	THE STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4286 Elden Pl was $2,571 with a homeowner's exemption, down 40.3% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Waterford Charter Township
Unified School District	Waterford School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,571.00 (-40.28%) Homeowner's exemption	$120,780	$241,560
2024	$4,305.00
2023		$115,870	$231,740
2021	$3,801.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4286 Elden Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4286 Elden Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERFORD TOWNSHIP serves 73,441 people · EPA ID MI0006910
Water Source	Groundwater
Last State Inspection	Sep 2021
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2023
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20