Oakland County property record for 4260 Elden Pl, Waterford, MI 48329
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2 ba · 2,182 sqft · built 2001 |
| Lot Size | 0.121 acres (5,271 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $210,000 (Dec 2020) |
| Tax Bill | $2,592 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Dec 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | W-13-10-227-048 |
| Primary APN | W-13-10-227-048 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 2,182 sqft Living Area |
| 1st Floor Area | 1,270 sqft |
| Basement Area | 1,096 sqft |
| Unfinished Basement | 1,096 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Lot Area | 5,271 sqft (0.121 acres) |
| Lot Dimensions | 1,763 ft deep x 1 ft wide |
| Garage Area | 430 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 30 sqft |
| Deck Area | 269 sqft |
| Patio Area | 242 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 4260 ELDEN PL |
|---|---|
| City | WATERFORD |
| State | MI |
| Zip | 48329-4090 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | KI |
| Legal Description | T3N, R9E, SEC 10 OAKLAND COUNTY CONDOMINIUM PLAN NO 1324 ELDEN PLACE NORTH CONDO UNIT 10, BLDG 3 L 22229 P 582 1-23-01 FR 007 |
| Legal Range | 09E |
| Legal Township | 03N |
| Legal Section | 01 |
| Legal Subdivision | OAKLAND COUNTY CONDOMINIUM |
| Legal Unit | 10 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | WATERFORD |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 144500 |
4260 Elden Pl, a condominium, is owner-occupied and held in a trust since May 2024.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 4260 ELDEN PL, WATERFORD, MI 48329-4090 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 10, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Dec 14, 2020 | Warranty Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 14, 2020 · Amount on File |
| Deed Sale | Dec 14, 2020 · Amount on File |
| Prior Sale | Jun 18, 2014 · Amount on File |
| Deed Document Number | 2020264204 |
| Deed Book / Page | 55323 / 545 |
| Last Transfer Date | May 9, 2024 |
| Transfer Doc | 0000086773 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 4260 ELDEN PL, WATERFORD, MI 48329-4090 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4260 ELDEN PL, WATERFORD, MI 48329-4090 |
| Document Number | 0000290360 |
|---|---|
| Date | Jan 10, 2022 |
| Book Page | 57267/38 |
| Instrument | 290360 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 177 Months |
| Due | Oct 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Dec 14, 2020 |
| Property Address | 4260 ELDEN PL, WATERFORD, MI 48329-4090 |
| Document Number | 0000264204 |
| Book / Page | 055323 / 000545 |
| Instrument Date | Dec 2, 2020 |
| Instrument | 264204 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $1,806.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6993 FOREST PARK TROY MI 48083, TROY, MI 48083 |
The 2025 property tax bill for 4260 Elden Pl was $2,592 with a homeowner's exemption, down 40.2% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Waterford Charter Township |
| Unified School District | Waterford School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,592.00 (-40.22%) Homeowner's exemption | $121,730 | $243,460 |
| 2024 | $4,336.00 | ||
| 2023 | $116,750 | $233,500 | |
| 2021 | $3,828.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4260 Elden Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2004) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2004 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4260 Elden Pl is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERFORD TOWNSHIP serves 73,441 people · EPA ID MI0006910 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2021 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2023 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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