Oakland County property record for 4285 Echo Rd, Bloomfield Hills, MI 48302
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 3 ba · 2,832 sqft · built 1917 |
| Lot Size | 0.82 acres (35,719 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,313 (2025) |
| Deeds & Mortgages | Jul 2026 Sale Feb 2024 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C-19-17-452-004 |
| Primary APN | C-19-17-452-004 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,832 sqft Living Area |
| 1st Floor Area | 1,504 sqft |
| Basement Area | 1,504 sqft |
| Unfinished Basement | 1,504 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1917 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Colonial |
| Exterior Material | Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 35,719 sqft (0.82 acres) |
| Terrain | Wooded |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 64 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 4285 ECHO RD |
|---|---|
| City | BLOOMFIELD HILLS |
| State | MI |
| Zip | 48302-1944 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SI |
| Legal Description | T2N, R10E, SEC 17 PART OF SE 1/4 BEG AT PT DIST S 86-49-00 E 607.80 FT & S 09-12-00 W 223.80 FT FROM NW COR OF SW 1/4 OF SE 1/4 OF SEC 17, TH S 81-20-00 E 155.06 FT, TH N 71-01-00 E 128.52 FT, TH S 06-01-00 W 162.04 FT, TH S 81-18-00 W 291.17 FT TO C |
| Legal Range | 10E |
| Legal Township | 02N |
| Legal Section | 17 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | BLOOMFIELD |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 150600 |
Source: Oakland County records, as of August 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4285 ECHO RD, BLOOMFIELD HILLS, MI 48302-1944 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Jul 24, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Feb 8, 2024 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 22, 2017 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 24, 2026 |
| Transfer Doc | 0000110862 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jul 24, 2026 |
| Property Address | 4285 ECHO RD, BLOOMFIELD HILLS, MI 48302-1944 |
| Document Number | 0000110862 |
| Book / Page | 61399 / 451 |
| Instrument Date | Jul 24, 2026 |
| Instrument | 2026110862 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 4285 ECHO RD, BLOOMFIELD HILLS, MI 48302-1944 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 4285 ECHO RD, BLOOMFIELD HILLS, MI 48302-1944 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2024 |
| Name | Verified Name |
|---|---|
| Address | 4285 ECHO RD, BLOOMFIELD HILLS, MI 48302-1944 |
| Document Number | 0000013341 |
|---|---|
| Date | Feb 8, 2024 |
| Book Page | 59158/1 |
| Instrument | 13341 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 4285 ECHO RD, BLOOMFIELD HILLS, MI 48302-1944 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000158392 |
|---|---|
| Date | Aug 22, 2017 |
| Book Page | 50996/00515 |
| Instrument | 158392 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Bloomfield Charter Township |
| Unified School District | Bloomfield Hills School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,313.00 (-48.51%) Homeowner's exemption | $206,650 (+10.69%) Land $84,720 Building $121,930 | $413,300 (+10.69%) Land $169,440 Building $243,860 |
| 2024 | $6,434.00 (+6.81%) | ||
| 2023 | $186,690 | $373,380 | |
| 2021 | $6,024.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2005) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2005 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BLOOMFIELD TOWNSHIP serves 41,691 people · EPA ID MI0000790 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL in parts of the area | 100 / 20 |
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