4281 Echo Rd, Bloomfield Hills, MI 48302 Property Records

Oakland County property record for 4281 Echo Rd, Bloomfield Hills, MI 48302

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 2,447 sqft · built 1976
Lot Size0.71 acres (30,928 sqft)
Owner2 Individual Names on Record
Last Sale$600,000 (Feb 2016)
Tax Bill$7,020 (2025)
Deeds & MortgagesJan 2022 Mortgage
Apr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNC-19-17-452-003

Property Details

APN / Parcel Number

Primary APNC-19-17-452-003

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms9 Rooms
Stories1 Story
Building Area2,447 sqft Living Area
1st Floor Area2,447 sqft
Basement Area2,213 sqft
Unfinished Basement2,213 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeBrick
Foundation TypeRaised
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area30,928 sqft (0.71 acres)
TerrainWooded
Garage Area632 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area238 sqft
Deck Area206 sqft
Patio Area378 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address4281 ECHO RD
CityBLOOMFIELD HILLS
StateMI
Zip48302-1944
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSI
Legal DescriptionT2N, R10E, SEC 17 PART OF SE 1/4 BEG AT PT DIST N 88-20-40 W 1200 FT & N 08-25-40 W 866.09 FT & N 13-14-00 E 185.40 FT & N 06-18-00 E 162.04 FT FROM SE SEC COR, TH N 06-18-00 E 108.84 FT, TH N 86-34-00 W 229.98 FT TO CEN LINE OF ECHO RD, TH S 38-08-0
Legal Range10E
Legal Township02N
Legal Section17
JurisdictionOAKLAND MI
Township / Civil DivisionBLOOMFIELD
Census Block Group1
Census Block1003
Census Tract150600

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4281 ECHO RD, BLOOMFIELD HILLS, MI 48302-1944
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 28, 2022Deed of Trust, Mortgage · Conventional Mortgage
HALL FINANCIAL GROUP
Apr 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
HALL FINANCIAL GROUP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 4, 2016 · Amount on Record
Deed SaleFeb 4, 2016 · Amount on Record
Prior SaleMay 14, 1998
Deed Document Number201620788
Deed Book / Page49038 / 86
Record UpdatedOct 29, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address4281 ECHO RD, BLOOMFIELD HILLS, MI 48302-1944
Transaction TypeMortgage
Record UpdatedMar 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address4281 ECHO RD, BLOOMFIELD HILLS, MI 48302-1944

Mortgage

Document Number0000307089
DateJan 28, 2022
Book Page57370/428
Instrument307089
Lender
NameHALL FINANCIAL GROUP
TypeNon-Lending Institution
AddressTROY, MI 48083
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2052

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address4281 ECHO RD, BLOOMFIELD HILLS, MI 48302-1944
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000080285
DateApr 21, 2020
Book Page54108/532
Instrument80285
Lender
NameHALL FINANCIAL GROUP
TypeNon-Lending Institution
AddressTROY, MI 48084
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2050

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
County SubdivisionBloomfield Charter Township
Unified School DistrictBloomfield Hills School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,020.00 (-48.51%) Homeowner's exemption$395,760 (+7.14%) Land $79,500 Building $316,260$791,520 (+7.14%) Land $159,000 Building $632,520
2024$13,633.00 (+9.93%)
2023$369,400$738,800
2021$12,401.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims1 (2005)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2005 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 89% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBLOOMFIELD TOWNSHIP
serves 41,691 people · EPA ID MI0000790
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionOct 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL in parts of the area
100 / 20

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