4284 US 221 N, Marion, NC 28752 Property Records

McDowell County property record for 4284 US 221 N, Marion, NC 28752

Property Summary

Property Type	Other Improved
Details	4 bd · 3 ba · 6,099 sqft · built 2021
Lot Size	29.5 acres (1,285,020 sqft)
Owner	2 Individual Names on File
Last Sale	$825,000 (Feb 2023)
Tax Bill	$5,847 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Feb 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0793-00-66-4138`

Property Details

APN / Parcel Number

Primary APN	`0793-00-66-4138`
Alternative APNs	`73105` `79397`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	6,099 sqft Total Area
1st Floor Area	2,052 sqft
Basement Area	2,052 sqft
Unfinished Basement	2,052 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,285,020 sqft (29.5 acres)
Lot Width	372 ft Width
Pool Area	351 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	79397
Street Address	4284 US 221 N
City	MARION
State	NC
Zip	28752-6108
Property Category	Other
Property Type	Other > Other Improved
Legal Description	29.5 AC
Jurisdiction	MCDOWELL NC
Township / Civil Division	MARION
Census Block Group	2
Census Block	2014
Census Tract	970102

Owner

4284 US 221 N is owned and occupied by two individuals who bought it in February 2023.

Source: McDowell County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4284 US 221 N, MARION, NC 28752-6108
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2023	Deed of Trust, Mortgage · Line of Credit TELCO COMMUNITY CU
Feb 27, 2023	Warranty Deed, Transfer · Conventional Mortgage AMERITRUST MORTGAGE CORP
Oct 5, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2023 · Amount on File
Deed Sale	Feb 27, 2023 · Amount on File
Prior Sale	Oct 5, 2020 · Amount on File
Deed Document Number	2023848
Deed Book / Page	1427 / 701
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	221 NORTH, MARION, NC 28752
Transaction Type	Mortgage
Record Updated	Mar 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2993 US 221 N, MARION, NC 28752-7792

Mortgage

Document Number	0014240566
Date	Jan 18, 2023
Book Page	1424/566
Instrument	2023000219

Lender

Name	TELCO COMMUNITY CU
Type	Credit Union
Address	CANDLER, NC 28715

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	1 Months
Due	Feb 17, 2023

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Feb 27, 2023
Property Address	221 NORTH, MARION, NC 28752
Document Number	0014270701
Book / Page	1427 / 701
Instrument Date	Feb 27, 2023
Instrument	2023000848
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,650.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	77 CHURCH RD, SPRUCE PINE, NC 28777-8690

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4284 US 221 N, MARION, NC 28752-6108

Mortgage

Document Number	2023000849
Date	Feb 27, 2023
Instrument	2023000849

Lender

Name	AMERITRUST MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Oct 5, 2020
Property Address	221 NORTH, MARION, NC 28752
Document Number	0013240966
Book / Page	001324 / 000966
Instrument Date	Sep 30, 2020
Instrument	5098
Transaction Type	Transfer
Record Updated	Oct 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$240.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	178 KENNEDY DR MARION NC 287525926, MARION, NC 28752-5926

Tax Assessment & Valuation

The 2025 property tax bill for 4284 US 221 N was $5,847.

Source: McDowell County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,847.00	$825,980 Land $141,080 Building $684,900
2023	$5,847.00	$825,980 Land $141,080 Building $684,900	$825,980 Land $141,080 Building $684,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4284 US 221 N in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	7 (2020–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4284 US 221 N is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 84% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on US 221 N

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