4072 US 221 N, Marion, NC 28752 Property Records

McDowell County property record for 4072 US 221 N, Marion, NC 28752

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 3,648 sqft · built 2004
Lot Size	1.49 acres (64,904 sqft)
Owner	2 Owner Names on File
Last Sale	$95,000 (Jun 2011)
Tax Bill	$2,633 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0793-00-64-5691`

Property Details

APN / Parcel Number

Primary APN	`0793-00-64-5691`
Alternative APN	`53130`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	3,648 sqft Heated Area
Basement Area	520 sqft
Unfinished Basement	520 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asbestos
Lot Area	64,904 sqft (1.49 acres)
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	53130
Street Address	4072 US 221 N
City	MARION
State	NC
Zip	28752-7194
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	DIST:06 CITY/MUNI/TWP:MARION MAP REF:MAP:7930
Jurisdiction	MCDOWELL NC
Township / Civil Division	MARION
Census Block Group	2
Census Block	2014
Census Tract	970102

Owner

The current owner of 4072 US 221 N bought it in June 2011.

Source: McDowell County records, as of September 29, 2025

Owner of Record	2 Owner Names on File
Mailing Address	4072 US 221 N, MARION, NC 28752-7194
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2023	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Nov 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO
May 6, 2022	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2011 · Amount on File
Deed Sale	Jun 30, 2011 · Amount on File
Prior Sale	Jan 26, 2011 · Amount on File
Deed Document Number	2011002972
Deed Book / Page	1049 / 0248
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	4072 US 221 N, MARION, NC 28752-7194
Transaction Type	Mortgage
Record Updated	Dec 29, 2023
Title Company	STEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4072 US 221 N, MARION, NC 28752-7194

Mortgage

Document Number	0014550073
Date	Dec 13, 2023
Book Page	1455/73
Instrument	2023005795

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	4072 US 221 N, MARION, NC 28752-7194
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012910991
Date	Nov 6, 2019
Book Page	1291/0991
Instrument	2019005447

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2034

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	4072 US 221 N, MARION, NC 28752-7194
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	STEWART TITLE GURANTY, STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4072 US 221 N, MARION, NC 28752-7194

Mortgage

Document Number	0013980432
Date	May 6, 2022
Book Page	1398/432
Instrument	2022002747

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 4072 US 221 N was $2,633.

Source: McDowell County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,633.00	$372,030 Land $25,000 Building $347,030
2023	$2,633.00	$372,030 Land $25,000 Building $347,030	$372,030 Land $25,000 Building $347,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4072 US 221 N in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	7 (2020–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4072 US 221 N is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 81% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on US 221 N

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