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42820 Lauder Ter, Ashburn, VA 20147 Property Records

Loudoun County property record for 42820 Lauder Ter, Ashburn, VA 20147

Property Summary

Property TypeCondominium
Details3 bd · 2.5 ba · 2,600 sqft · built 2012
Owner2 Individual Names on File
Last Sale$395,000 (Mar 2018)
Tax Bill$4,251 (2026)
Deeds & MortgagesApr 2024 Second Mortgage
Sep 2021 Refinance
Flood ZoneZone X (minimal risk)
APN153-28-9238-002

Property Details

APN / Parcel Number

Primary APN153-28-9238-002
Alternative APN
  • 78 H 1P5 10B

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Stories2 Stories
Building Area2,600 sqft Living Area

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Architectural StyleCondo/Apartment
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Garage Area250 sqft
PorchCovered Porch
Porch Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address42820 LAUDER TER
CityASHBURN
StateVA
Zip20147-3569
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeR24
Legal DescriptionTOWNES AT GOOSE CREEK VILLAGE CONDO PH.5 UNIT 10B 201212040095402/3P
Legal SubdivisionTOWNES AT GOOSE CREEK VILLAGE
Legal Phase5
Legal Block1
Legal Lot Number493
Legal Unit10B
JurisdictionLOUDOUN VA
Township / Civil DivisionASHBURN
Census Block Group1
Census Block1025
Census Tract611004

Owner

42820 Lauder Ter, a condominium, is owned and occupied by two individuals who bought it in March 2018.

Source: Loudoun County records, as of September 21, 2026

Owner of Record2 Individual Names on File
Mailing Address42820 LAUDER TER, ASHBURN, VA 20147-3569
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 29, 2024Deed of Trust, Mortgage · Stand-Alone Second Mortgage
NAVY FEDERAL CREDIT UNION
Sep 13, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
NAVY FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 30, 2018 · Amount on File
Deed SaleMar 30, 2018 · Amount on File
Prior SaleDec 20, 2012 · Amount on File
Deed Document Number201817457
Record UpdatedOct 29, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address42820 LAUDER TER, ASHBURN, VA 20147-3569
Transaction TypeMortgage
Record UpdatedMay 15, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000016978
DateApr 29, 2024
Instrument202404290016978
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term181 Months
DueMay 1, 2039
Interest
Rate TypeFixed Rate

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address42820 LAUDER TER, ASHBURN, VA 20147-3569
Transaction TypeMortgage
Record UpdatedDec 22, 2021
Title CompanyNAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000096052
DateSep 13, 2021
Instrument202109130096052
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueOct 1, 2051
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 42820 Lauder Ter was $4,251.

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyLoudoun County
Unified School DistrictLoudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,251.00$528,170 Land $170,000 Building $358,170$528,170 Land $170,000 Building $358,170
2023$4,308.00$492,400 Land $170,000 Building $322,400$492,400 Land $170,000 Building $322,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 42820 Lauder Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 15, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 42820 Lauder Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUDOUN WATER - CENTRAL SYSTEM
serves 334,808 people · EPA ID VA6107350
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Xfinity
Cable		2,000 / 2,000
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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