42818 Lauder Ter, Ashburn, VA 20147 Property Records

Loudoun County property record for 42818 Lauder Ter, Ashburn, VA 20147

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 2,600 sqft · built 2012
Owner	2 Individual Names on File
Tax Bill	$4,251 (2026)
Deeds & Mortgages	Dec 2021 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`153-28-9238-003`

Property Details

APN / Parcel Number

Primary APN	`153-28-9238-003`
Alternative APN	`78 H 1P5 10C`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,600 sqft Living Area

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Condo/Apartment
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Garage Area	250 sqft
Porch	Covered Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	42818 LAUDER TER
City	ASHBURN
State	VA
Zip	20147-3569
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R24
Legal Description	TOWNES AT GOOSE CREEK VILLAGE CONDO PH.5 UNIT 10C 201212040095402/3P
Legal Subdivision	TOWNES AT GOOSE CREEK VILLAGE
Legal Phase	5
Legal Block	1
Legal Unit	10C
Jurisdiction	LOUDOUN VA
Township / Civil Division	ASHBURN
Census Block Group	1
Census Block	1025
Census Tract	611004

Owner

42818 Lauder Ter, a condominium, is owned and occupied by two individuals.

Source: Loudoun County records, as of September 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	42818 LAUDER TER, ASHBURN, VA 20147-3569
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	42818 LAUDER TER, ASHBURN, VA 20147-3569
Transaction Type	Mortgage
Record Updated	Jan 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000119326
Date	Dec 2, 2021
Instrument	202112020119326

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	359 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 42818 Lauder Ter was $4,251.

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,251.00	$528,170 Land $170,000 Building $358,170	$528,170 Land $170,000 Building $358,170
2023	$4,308.00	$492,400 Land $170,000 Building $322,400	$492,400 Land $170,000 Building $322,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 42818 Lauder Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 15, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 42818 Lauder Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20