4281 Cato Dr, Gloucester, VA 23061 Property Records

Gloucester County property record for 4281 Cato Dr, Gloucester, VA 23061

Property Summary

Property Type	Residential Vacant Land
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$518,500 (Sep 2023)
Tax Bill	$285 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`40944`

Property Details

APN / Parcel Number

Primary APN	`40944`

Exterior

Roof Type	Gable
Lot Area	87,120 sqft (2 acres)

Location & Zoning

Street Address	4281 CATO DR
City	GLOUCESTER
State	VA
Zip	23061-3085
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	SC-1
Legal Description	CRUMPS PARCEL 6A
Legal Subdivision	PLAT: PB24 298
Jurisdiction	GLOUCESTER VA
Township / Civil Division	PETSWORTH
Census Block Group	1
Census Block	1021
Census Tract	100101

Owner

Source: Gloucester County records, as of October 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4267 CATO DR, GLOUCESTER, VA 23061-3085
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2023 · Amount on Record
Deed Sale	Sep 15, 2023 · Amount on Record
Deed Document Number	ID 2303530
Record Updated	Jun 8, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Sep 15, 2023
Property Address	4281 CATO DR, GLOUCESTER, VA 23061-3085
Document Number	0230003530
Instrument Date	Sep 11, 2023
Instrument	230003530
Transaction Type	Transfer
Record Updated	Nov 28, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4267 CATO DR, GLOUCESTER, VA 23061-3085

Mortgage

Document Number	0230003531
Date	Sep 15, 2023
Instrument	230003531

Lender

Name	BAYPORT CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Type Change Date	Oct 1, 2026
Change Frequency	3 Years

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$285.00 (+5.56%)	$46,450 (-) Land $46,450	$46,450 (-) Land $46,450
2024	$270.00 (-0.74%)	$46,450 (-0.66%) Land $46,450	$46,450 (-0.66%) Land $46,450
2023	$272.00 (-7.17%)	$46,760 (+15.51%) Land $46,450 Building $310	$46,760 (+15.51%) Land $46,450 Building $310
2022	$293.00	$40,480 Land $40,250 Building $230	$40,480 Land $40,250 Building $230

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Cato Dr

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