4267 Cato Dr, Gloucester, VA 23061 Property Records

Gloucester County property record for 4267 Cato Dr, Gloucester, VA 23061

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,668 sqft · built 1998
Lot Size	3.99 acres (173,804 sqft)
Owner	2 Individual Names on Record
Last Sale	$518,500 (Sep 2023)
Tax Bill	$2,696 (2026)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Oct 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`40943`

Property Details

APN / Parcel Number

Primary APN	`40943`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,668 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	173,804 sqft (3.99 acres)
Garage Area	576 sqft
Pool Type	Above-Ground Pool
Porch	Slab
Deck Area	732 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4267 CATO DR
City	GLOUCESTER
State	VA
Zip	23061-3085
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SC-1
Legal Description	CRUMPS PARCEL 6
Legal Subdivision	PLAT: PB24 298
Jurisdiction	GLOUCESTER VA
Township / Civil Division	PETSWORTH
Census Block Group	1
Census Block	1021
Census Tract	100101

Owner

Source: Gloucester County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4267 CATO DR, GLOUCESTER, VA 23061-3085
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2023	Warranty Deed, Transfer · Conventional Mortgage BAYPORT CREDIT UNION
Oct 18, 2022	Deed of Trust, Mortgage · Line of Credit LANGLEY FEDERAL CREDIT UNION
Dec 22, 2017	Deed of Trust, Mortgage · VA Mortgage ALCOVA MORTGAGE LLC
Nov 1, 2021	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2023 · Amount on Record
Deed Sale	Sep 15, 2023 · Amount on Record
Prior Sale	Nov 1, 2021 · Amount on Record
Deed Document Number	20233530
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Sep 15, 2023
Property Address	4267 CATO DR, GLOUCESTER, VA 23061-3085
Document Number	0230003530
Instrument Date	Sep 11, 2023
Instrument	230003530
Transaction Type	Transfer
Record Updated	Oct 11, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4267 CATO DR, GLOUCESTER, VA 23061-3085

Mortgage

Document Number	0230003531
Date	Sep 15, 2023
Instrument	230003531

Lender

Name	BAYPORT CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Type Change Date	Oct 1, 2026
Change Frequency	3 Years

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	4267 CATO DR, GLOUCESTER, VA 23061-3085
Transaction Type	Mortgage
Record Updated	Nov 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220005584
Date	Oct 18, 2022
Instrument	220005584

Lender

Name	LANGLEY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	264 Months
Due	Oct 1, 2044

Interest

Rate Type	Adjustable Rate

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	4267 CATO DR, GLOUCESTER, VA 23061-3085
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	LAWYERS TITLE/MIDDLE PENINSULA, LAWYERS TITLE/MID PENINSULA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0170006056
Date	Dec 22, 2017
Instrument	170006056

Lender

Name	ALCOVA MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Interest

Rate Type	Fixed Rate

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Nov 1, 2021
Property Address	4267 CATO DR, GLOUCESTER, VA 23061-3085
Document Number	210007733
Instrument Date	Oct 20, 2021
Instrument	210007733
Transaction Type	Transfer
Record Updated	Dec 8, 2021
Title Company	LAWYERS TITLE/MIDDLE PENINSULA, LAWYERS TITLE MID PENINSULA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4267 CATO DR, GLOUCESTER, VA 23061-3085

Mortgage

Document Number	210007734
Date	Nov 1, 2021
Instrument	210007734

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.63%

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,696.00 (+7.58%)	$462,400 (+13.28%) Land $76,920 Building $385,480	$462,400 (+13.28%) Land $76,920 Building $385,480
2025	$2,506.00 (+5.34%)	$408,210 (-) Land $73,720 Building $334,490	$408,210 (-) Land $73,720 Building $334,490
2024	$2,379.00 (+2.72%)	$408,210 (+2.72%) Land $73,720 Building $334,490	$408,210 (+2.72%) Land $73,720 Building $334,490
2023	$2,316.00 (+6.24%)	$397,400 (+32.11%) Land $73,720 Building $323,680	$397,400 (+32.11%) Land $73,720 Building $323,680
2022	$2,180.00	$300,810 Land $45,630 Building $255,180	$300,810 Land $45,630 Building $255,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Cato Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures