4280 Peppertree St, Cocoa, FL 32926 Property Records

Brevard County property record for 4280 Peppertree St, Cocoa, FL 32926

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,018 sqft · built 1990
Lot Size1.28 acres (55,757 sqft)
Owner2 Individual Names on Record
Last Sale$715,000 (Apr 2024)
Tax Bill$836 (2025)
Deeds & MortgagesApr 2024 Sale & Mortgage
Sep 2017 Line of Credit
+ 2 more
Flood ZoneZone A (high risk)
APN24-35-03-01-18-1

Property Details

APN / Parcel Number

Primary APN24-35-03-01-18-1
Alternative APNs
  • 24-35-03-01-00018.0-0001.00
  • 2401258

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,018 sqft Living Area
Gross Area3,343 sqft
1st Floor Area2,018 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 2010
Exterior MaterialBrick
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area55,757 sqft
View / LotLake Front
Garage TypeAttached
Garage Area530 sqft

Exterior Amenities

PorchFinished/Open Porch
Porch Area795 sqft
Deck Area480 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2401258
Street Address4280 PEPPERTREE ST
CityCOCOA
StateFL
Zip32926-2868
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAU
Legal DescriptionCANAVERAL GROVES REPLAT SEC C UNIT 1 SHEET 1 LOT 1 BLK 18 & PART OF W 1/2 OF NW 1/4 OF NE 1/4 AS DESC IN ORB 3499 PG 4641 PAR 00-3
Legal Range35E
Legal Township24S
Legal Section03
Legal SubdivisionCANAVERAL GROVES REPLAT SEC C UNIT 1 SHE
Legal Block18
Legal Lot Number1
Legal Unit1
JurisdictionBREVARD FL
Township / Civil DivisionCOCOA-ROCKLEDGE
Census Block Group1
Census Block1000
Census Tract62113

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address4280 PEPPERTREE ST, COCOA, FL 32926-2868
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 4, 2024Warranty Deed, Transfer · Conventional Mortgage
EMM LOANS LLC
Sep 1, 2017Deed of Trust, Mortgage · Line of Credit
PNC BK
Mar 16, 2017Quit Claim Deed, Transfer
FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE/FL INC
Mar 16, 2017Quit Claim Deed, Transfer · Conventional Mortgage
LAUNCH FEDERAL CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 4, 2024 · Amount on Record
Deed SaleApr 4, 2024 · Amount on Record
Prior SaleJun 14, 1995 · Amount on Record
Deed Document Number202468197
Deed Book / Page10031 / 340
Prior Transfer DateSep 2, 2021
Prior Transfer Doc0000233427
Record UpdatedSep 20, 2026

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateApr 4, 2024
Property Address4280 PEPPERTREE ST, COCOA, FL 32926-2868
Document Number0100310340
Book / Page10031 / 340
Map ReferenceMB 13 PG 132
Instrument DateMar 29, 2024
Instrument2024068197
Transaction TypeTransfer
Record UpdatedApr 24, 2024
Title CompanyDOCKSIDE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,005.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4280 PEPPERTREE ST, COCOA, FL 32926-2868

Mortgage

Document Number0010031342
DateApr 4, 2024
Instrument10031/342
Lender
NameEMM LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2054

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address4280 PEPPERTREE ST, COCOA, FL 32926-2868
Document Number0079872771
Book / Page007987 / 002771
Instrument DateSep 1, 2017
Transaction TypeMortgage
Record UpdatedOct 17, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address4280 PEPPERTREE ST COCOA FL 329262868, COCOA, FL 32926-2868

Mortgage

Document Number0079872771
DateSep 25, 2017
Book Page007987/002771
Instrument197200
Lender
NamePNC BK
TypeBank
AddressPITTSBURGH, PA 15222
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueSep 24, 2057
Interest
Rate TypeAdjustable Rate

March 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBREVARD FL
Recording DateMar 16, 2017
Property Address4280 PEPPERTREE ST, COCOA, FL 32926-2868
Document Number0078421362
Book / Page007842 / 001362
Instrument DateMar 9, 2017
Instrument54186
Transaction TypeTransfer
Record UpdatedJun 13, 2017
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE/FL INC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address4280 PEPPERTREE ST COCOA FL 329262868, COCOA, FL 32926-2868

March 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBREVARD FL
Recording DateMar 16, 2017
Property Address4280 PEPPERTREE ST, COCOA, FL 32926-2868
Document Number0078421344
Book / Page7842 / 1344
Map ReferenceMB13 PG132-135
Instrument DateMar 6, 2017
Instrument2017054184
Transaction TypeTransfer
Record UpdatedJul 2, 2021
Title CompanyFIDELITY NATIONAL TITLE OF F

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address2480 PEPPERTREE ST, COCOA, FL 32926

Mortgage

Document Number2017054185
DateMar 16, 2017
Instrument2017054185
Lender
NameLAUNCH FEDERAL CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2047

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$505,590 (+0.95%)$505,590 (-0.07%)
2025$836.00 (-60.6%) Veteran's exemption$500,830 (+194.29%)$505,930 (+25.5%)
2024$2,122.00 (+2.46%)
2023$2,071.00 (+2.47%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Widower's exemption$170,180 (+3%)$403,120 (+18%) Land $80,000 Building $323,120
2022$2,021.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Widower's exemption$165,230$341,630 Land $70,000 Building $271,630

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 82 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies82 in force
Nearby Flood Claims2 (2017–2022)
Claims Outside the SFHA1 of 2
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 73% of the US · above 57% of Florida
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COCOA
serves 294,039 people · EPA ID FL3050223
Water SourceSurface water
Last State InspectionJul 2024
Lead2 ppb (2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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