4260 Peppertree St, Cocoa, FL 32926 Property Records

Brevard County property record for 4260 Peppertree St, Cocoa, FL 32926

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,532 sqft · built 1984
Lot Size1.11 acres (48,787 sqft)
Owner2 Individual Names on File
Last Sale$480,000 (Apr 2023)
Tax Bill$4,550 (2025)
Deeds & MortgagesJan 2026 Mortgage
Apr 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone A (high risk)
APN24-35-03-01-18-2

Property Details

APN / Parcel Number

Primary APN24-35-03-01-18-2
Alternative APNs
  • 24-35-03-01-00018.0-0002.00
  • 2401259

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,532 sqft Living Area
Gross Area2,124 sqft
1st Floor Area1,532 sqft

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 2014
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area48,787 sqft
View / LotLake Front
Garage TypeAttached
Garage Area400 sqft
PorchFinished/Open Porch
Porch Area220 sqft
Patio Area28 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2401259
Street Address4260 PEPPERTREE ST
CityCOCOA
StateFL
Zip32926-2868
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAU
Legal DescriptionCANAVERAL GROVES REPLAT SEC C UNIT 1 SHEET 1 LOT 2 BLK 18 & LAND LYING NORTH & ADJ TO WATERS EDGE OF LAKE WILSON AS DESC IN ORB 5288 PG 2338
Legal Range35E
Legal Township24S
Legal Section03
Legal SubdivisionCANAVERAL GROVES REPLAT SEC C UNIT 1 SHE
Legal Block18
Legal Lot Number2
Legal Unit1
JurisdictionBREVARD FL
Township / Civil DivisionCOCOA-ROCKLEDGE
Census Block Group1
Census Block1000
Census Tract62113

Owner

4260 Peppertree St is owned and occupied by two individuals who bought it in April 2023.

Source: Brevard County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address4260 PEPPERTREE ST, COCOA, FL 32926-2868
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 2, 2026Deed of Trust, Mortgage · VA Mortgage
NEW AMERICAN FUNDING
Apr 26, 2023Warranty Deed, Transfer · VA Mortgage
EMBRACE HOME LOANS INC
Oct 31, 2017Warranty Deed, Transfer · Conventional Mortgage
IBERIABANK MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 26, 2023 · Amount on File
Deed SaleApr 26, 2023 · Amount on File
Prior SaleOct 31, 2017 · Amount on File
Deed Document Number202383207
Deed Book / Page9772 / 444
Record UpdatedOct 29, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address4260 PEPPERTREE ST, COCOA, FL 32926-2868
Transaction TypeMortgage
Record UpdatedJan 16, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address4260 PEPPERTREE ST, COCOA, FL 32926-2868

Mortgage

Document Number0105151550
DateJan 2, 2026
Book Page10515/1550
Instrument2026000215
Lender
NameNEW AMERICAN FUNDING
TypeLending Institution
AddressTUSTIN, CA 92780
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2056

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateApr 26, 2023
Property Address4260 PEPPERTREE ST, COCOA, FL 32926-2868
Document Number0097720444
Book / Page9772 / 444
Map ReferenceMB 13 PG 132-135
Instrument DateApr 21, 2023
Instrument2023083207
Transaction TypeTransfer
Record UpdatedMay 18, 2023
Title CompanyECHELON TITLE SERVICES LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,360.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address21705 S US HIGHWAY 441, HIGH SPRINGS, FL 32643-1571

Transferred To (Grantee/Buyer)

NameVerified Name
Address4260 PEPPERTREE ST, COCOA, FL 32926-2868

Mortgage

Document Number0009772446
DateApr 26, 2023
Instrument9772/446
Lender
NameEMBRACE HOME LOANS INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2053

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateOct 31, 2017
Property Address4260 PEPPERTREE ST, COCOA, FL 32926-2868
Document Number0080162173
Book / Page008016 / 002173
Instrument DateOct 31, 2017
Instrument226304
Transaction TypeTransfer
Record UpdatedNov 28, 2017
Title CompanyTITLE STATION INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,855.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4260 PEPPERTREE ST COCOA FL 329262868, COCOA, FL 32926-2868

Mortgage

Document Number80162175
DateOct 31, 2017
Book Page008016/002175
Instrument226305
Lender
NameIBERIABANK MTG
TypeMortgage Company
AddressLAFAYETTE, LA 70501
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 30, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4260 Peppertree St was $4,550 with a homeowner's exemption.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$343,830 (-0.89%)$343,830 (-0.89%)
2025$4,550.00 Homeowner's exemption$346,920 Land $110,000 Building $236,920$346,920 Land $110,000 Building $236,920
2023$1,895.00 (+4.01%) Homeowner's exemption Widower's exemption$144,470 (+2.99%)$327,560 (+20.64%) Land $80,000 Building $247,560
2022$1,822.00 Homeowner's exemption Widower's exemption$140,270$271,520 Land $70,000 Building $201,520

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4260 Peppertree St in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 82 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies82 in force
Nearby Flood Claims2 (2017–2022)
Claims Outside the SFHA1 of 2
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4260 Peppertree St is high, ranking above 73% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 73% of the US · above 57% of Florida
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COCOA
serves 294,039 people · EPA ID FL3050223
Water SourceSurface water
Last State InspectionJul 2024
Lead2 ppb (2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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