4280 Penobscot Rd, Cool, CA 95614 Property Records

El Dorado County property record for 4280 Penobscot Rd, Cool, CA 95614

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,998 sqft · built 2000
Lot Size	40 acres (1,742,400 sqft)
Owner	2 Individual Names on File
Last Sale	$680,000 (Jan 2023)
Tax Bill	$7,676 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Jul 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`074-280-001-000`

Property Details

APN / Parcel Number

Primary APN	`074-280-001-000`
Alternative APN	`0742800110`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,998 sqft Living Area
Gross Area	1,742 sqft

Exterior

Year Built	Built 2000
Lot Area	1,742,400 sqft (40 acres)
View / Lot	Fair
Parking Spaces	2 Parking Spaces
Patio Area	1,742 sqft

Location & Zoning

Old Parcel Number	0742800110
Street Address	4280 PENOBSCOT RD
City	COOL
State	CA
Zip	95614
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	RS 9/77/1
Legal Tract	1
Jurisdiction	EL DORADO CA
Township / Civil Division	NORTH EL DORADO
Census Block Group	3
Census Block	3012
Census Tract	30606

Owner

Source: El Dorado County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	4280 PENOBSCOT RD, COOL, CA 95614
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2023	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 5, 2022	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Jul 12, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Last Sale	Jan 4, 2023 · Amount on Record
Deed Sale	Jan 4, 2023 · Amount on Record
Prior Sale	Jul 12, 2019
Deed Document Number	2023-0000247
Record Updated	Jun 8, 2026

January 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Jan 4, 2023
Property Address	4280 PENOBSCOT RD, COOL, CA 95614
Document Number	0000000247
Map Reference	MB 9 PG 77
Instrument Date	Dec 29, 2022
Instrument	2023-0000247
Transaction Type	Transfer
Record Updated	Jan 11, 2023
Title Company	NOT AVAILABLE, DOMA TITLE OF CALIFORNIA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4280 PENOBSCOT RD, COOL, CA 95614

Mortgage

Document Number	0000000248
Date	Jan 4, 2023
Instrument	2023-0000248

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	4280 PENOBSCOT RD, COOL, CA 95614
Transaction Type	Mortgage
Record Updated	Jul 14, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 687, COOL, CA 95614-0687

Mortgage

Document Number	0000028424
Date	Jul 5, 2022
Instrument	2022-0028424

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EL DORADO CA
Recording Date	Jul 12, 2019
Property Address	4280 PENOBSCOT RD, COOL, CA 95614
Document Number	0000027199
Instrument Date	Jul 10, 2019
Instrument	27199
Transaction Type	Transfer
Record Updated	Jul 19, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 687 COOL CA 956140687, COOL, CA 95614-0687

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Unified School District	Black Oak Mine Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,676.00 (+69.45%)	$705,126 (+64.82%) Land $481,440 Building $223,686
2023	$4,530.00 (+1.5%)	$427,814 Land $305,922 Building $121,892
2022	$4,463.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 97.3% of the US · above 86% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN DIVIDE PUD serves 9,434 people · EPA ID CA0910013
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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