4128 Penobscot Rd, Cool, CA 95614 Property Records

El Dorado County property record for 4128 Penobscot Rd, Cool, CA 95614

Property Summary

Property Type	General Agricultural/Rural
Details	3 bd · 3 ba · 3,095 sqft · built 2018
Lot Size	40 acres (1,742,400 sqft)
Owner	2 Company Names on Record
Last Sale	$120,000 (Dec 2008)
Tax Bill	$7,189 (2025)
Deeds & Mortgages	Jan 2024 Transfer Dec 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`074-280-015-000`

Property Details

APN / Parcel Number

Primary APN	`074-280-015-000`
Alternative APNs	`07428015100` `0742801510`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Building Area	3,095 sqft Gross Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Wood
Lot Area	1,742,400 sqft
Garage Type	Attached
Garage Area	1,208 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4128 PENOBSCOT RD
City	COOL
State	CA
Zip	95614
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Local Zoning Code	RA40
Legal Description	RS 9/78/4
Legal Tract	4
Jurisdiction	EL DORADO CA
Township / Civil Division	NORTH EL DORADO
Census Block Group	3
Census Block	3012
Census Tract	30606

Owner

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	PO BOX 553, COOL, CA 95614-0553
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2024	Intrafamily Transfer, Transfer
Dec 7, 2018	Deed of Trust, Mortgage · Line of Credit EL DORADO SAVINGS BANK
Dec 7, 2018	Deed of Trust, Mortgage · Conventional Mortgage EL DORADO SAVINGS BANK
Apr 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage EL DORADO SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2008 · Amount on Record
Deed Sale	Dec 19, 2008 · Amount on Record
Prior Sale	Dec 10, 2008 · Amount on Record
Deed Document Number	200860144
Prior Transfer Date	Jan 30, 2008
Prior Transfer Doc	0000007606
Record Updated	Oct 29, 2026

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EL DORADO CA
Recording Date	Jan 5, 2024
Property Address	4128 PENOBSCOT RD, COOL, CA 95614
Document Number	0000000389
Map Reference	MB 9 PG 78
Instrument Date	Dec 16, 2023
Instrument	2024-0000389
Transaction Type	Transfer
Record Updated	Jan 19, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 553, COOL, CA 95614-0553

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	4128 PENOBSCOT RD, COOL, CA 95614
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046612
Date	Dec 7, 2018
Instrument	2018-0046612

Lender

Name	EL DORADO SAVINGS BANK
Type	Bank
Address	PLACERVILLE, CA 95667

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	4128 PENOBSCOT RD, COOL, CA 95614
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046611
Date	Dec 7, 2018
Instrument	2018-0046611

Lender

Name	EL DORADO SAVINGS BANK
Type	Bank
Address	PLACERVILLE, CA 95667

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2034

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	4128 PENOBSCOT RD, COOL, CA 95614
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015066
Date	Apr 2, 2020
Instrument	2020-0015066

Lender

Name	EL DORADO SAVINGS BANK
Type	Bank
Address	PLACERVILLE, CA 95667

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2035

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Unified School District	Black Oak Mine Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$682,081 (+2%) Land $157,611 Building $524,470
2025	$7,189.00 (+10.53%) Homeowner's exemption	$668,708 (+8.42%) Land $154,521 Building $514,187
2024	$6,504.00 (+1.67%)
2023	$6,397.00 (+1.8%) Homeowner's exemption	$616,763 Land $148,522 Building $468,241
2022	$6,284.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 93% of the US · above 78% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN DIVIDE PUD serves 9,434 people · EPA ID CA0910013
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Penobscot Rd

Nearby Streets

All Cool, CA Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures