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428 Winterside Dr, Apollo Beach, FL 33572 Property Records

Hillsborough County property record for 428 Winterside Dr, Apollo Beach, FL 33572 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,975 sqft · built 2010
Lot Size0.115 acres (5,000 sqft)
Owner2 Individual Names on File
Last Sale$580,000 (Apr 2022)
Tax Bill$12,079 (2025)
Deeds & MortgagesApr 2022 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN054220-1030

Property Details

APN / Parcel Number

Primary APN054220-1030
Alternative APN
  • U32311997F000071000050

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories2 Stories
Building Area2,975 sqft Living Area
Gross Area4,256 sqft
1st Floor Area35 sqft
2nd Floor Area2,160 sqft
Upper Floors Area780 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2017
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area5,000 sqft (0.115 acres)
Lot Dimensions125 ft deep x 40 ft wide
Garage TypeAttached
Garage Area780 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area501 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0542201030
Street Address428 WINTERSIDE DR
CityAPOLLO BEACH
StateFL
Zip33572-3398
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMIRABAY PARCELS 21 AND 23 LOT 5 BLOCK 71
Legal Range19E
Legal Township31S
Legal Section32
Legal SubdivisionMIRABAY PARCELS 21 AND 23
Legal Tract97F
Legal Block71
Legal Lot Number5
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionRUSKIN
Census Block Group2
Census Block2010
Census Tract14121

Owner

Source: Hillsborough County records · APN 054220-1030

Assessment roll updated January 21, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address428 WINTERSIDE DR, APOLLO BEACH, FL 33572-3398
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 06, 2022 · Amount on Record
Deed SaleApr 06, 2022 · Amount on Record
Prior SaleApr 12, 2011 · Amount on Record
Deed Document Number2022176853
Record UpdatedSep 20, 2026

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateApr 06, 2022
Property Address428 WINTERSIDE DR, APOLLO BEACH, FL 33572-3398
Document Number0000176853
Map ReferenceMB 110 PG 261-276
Instrument DateApr 04, 2022
Instrument2022176853
Transaction TypeTransfer
Record UpdatedMay 02, 2022
Title CompanyINSURED TITLE AGENCY, INSURED TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,060.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address700 STARKEY RD UNIT 354, 700, LARGO, FL 33771-2334

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address428 WINTERSIDE DR, APOLLO BEACH, FL 33572-3398

Mortgage

Document Number0000176854
DateApr 06, 2022
Instrument2022176854
Lender
NameNFM INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2052

Tax Assessment & Valuation

Source: Hillsborough County records · Assessment roll updated January 21, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$12,079.00 (+6.83%)$455,781 (+12.16%) Land $75,000 Building $380,781$455,781 (+12.16%) Land $75,000 Building $380,781
2024$11,307.00 (+7.03%)
2023$10,564.00 (+42.1%)$406,376 (+44.61%) Land $55,000 Building $351,376$406,376 (+1.79%) Land $55,000 Building $351,376
2022$7,434.00 Homeowner's exemption$281,010$399,226 Land $55,000 Building $344,226

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hillsborough County (12057C), updated September 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120570141212, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 872 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1,051 units insured
179 under condo master policies
Nearby Flood Claims223 (1993–2025)
Claims Outside the SFHA1 of 223
Most Recent ClaimNov 2025, rainfall accumulation
Claims By Storm
  • Hurricane Milton, Oct 2024 · 5 claims
  • Hurricane Helene, Sep 2024 · 207 claims
  • Hurricane Idalia, Aug 2023 · 5 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 236 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber7,000 / 7,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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