427 Winterside Dr, Apollo Beach, FL 33572 Property Records

Hillsborough County property record for 427 Winterside Dr, Apollo Beach, FL 33572

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,073 sqft · built 2012
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on Record
Last Sale	$340,000 (Nov 2020)
Tax Bill	$3,760 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Nov 2020 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`054220-1254`

Property Details

APN / Parcel Number

Primary APN	`054220-1254`
Alternative APN	`U32311997F000089000050`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,073 sqft Living Area
Gross Area	3,788 sqft
1st Floor Area	944 sqft
2nd Floor Area	1,686 sqft
Upper Floors Area	443 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2018
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	125 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	272 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0542201254
Street Address	427 WINTERSIDE DR
City	APOLLO BEACH
State	FL
Zip	33572-3397
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	MIRABAY PARCELS 21 AND 23 LOT 5 BLOCK 89
Legal Range	19E
Legal Township	31S
Legal Section	32
Legal Subdivision	MIRABAY PARCELS 21 AND 23
Legal Tract	97F
Legal Block	89
Legal Lot Number	5
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	RUSKIN
Census Block Group	2
Census Block	2010
Census Tract	14121

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	427 WINTERSIDE DR, APOLLO BEACH, FL 33572-3397
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2024	Deed of Trust, Mortgage THIRD FSLA OF CLEVELAND
Nov 30, 2020	Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2020 · Amount on Record
Deed Sale	Nov 30, 2020 · Amount on Record
Prior Sale	Jan 2, 2013 · Amount on Record
Deed Document Number	2020496269
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	427 WINTERSIDE DR, APOLLO BEACH, FL 33572-3397
Transaction Type	Mortgage
Record Updated	May 15, 2024
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 WINTERSIDE DR, APOLLO BEACH, FL 33572-3397

Mortgage

Document Number	0000168567
Date	Apr 26, 2024
Instrument	2024168567

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Apr 23, 2044

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Nov 30, 2020
Property Address	427 WINTERSIDE DR, APOLLO BEACH, FL 33572-3397
Document Number	0000496269
Map Reference	MB 110 PG 261
Instrument Date	Nov 9, 2020
Instrument	2020496269
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	ENTERPRISE TTL PARTNERS OF N

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,380.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	837 ISLEBAY DR, 837, APOLLO BEACH, FL 33572-3381

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 WINTERSIDE DR, APOLLO BEACH, FL 33572-3397

Mortgage

Document Number	0000496270
Date	Nov 30, 2020
Instrument	2020496270

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$435,019 (+0.29%) Land $75,000 Building $360,019	$435,019 (-5.25%) Land $75,000 Building $360,019
2025	$3,760.00 (-61.94%) Disabled Person's exemption Veteran's exemption	$433,763 (+5.99%)	$459,100 (+12.18%) Land $75,000 Building $384,100
2023	$9,879.00 (+4.04%) Homeowner's exemption	$409,260 (+2.64%) Land $55,000 Building $354,260	$409,260 (+2.64%) Land $55,000 Building $354,260
2022	$9,495.00 Homeowner's exemption	$398,744 Land $55,000 Building $343,744	$398,744 Land $55,000 Building $343,744

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 872 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,051 units insured incl. 179 condo units
Nearby Flood Claims	223 (1993–2025)
Claims Outside the SFHA	1 of 223
Most Recent Claim	Nov 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 5 claims Hurricane Helene, Sep 2024 · 207 claims Hurricane Idalia, Aug 2023 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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