Guthrie County property record for 428 Wildcat Ct, Stuart, IA 50250
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,458 sqft · built 2016 |
| Lot Size | 0.307 acres (13,363 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $187,000 (Nov 2016) |
| Tax Bill | $4,974 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0000788419 |
| Primary APN | 0000788419 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,458 sqft Living Area |
| Basement Area | 1,458 sqft |
| Finished Basement | 900 sqft |
| Unfinished Basement | 1,458 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,363 sqft (0.307 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 42 sqft |
| Deck Area | 240 sqft |
| Patio Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 428 WILDCAT CT |
|---|---|
| City | STUART |
| State | IA |
| Zip | 50250-8127 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 33 78 30 LOT 16 OF WAMBOLD ADDITION |
| Legal Range | 30W |
| Legal Township | 78N |
| Legal Section | 33 |
| Legal Subdivision | WAMBOLD |
| Legal Lot Number | 16 |
| Jurisdiction | GUTHRIE IA |
| Township / Civil Division | STUART |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 950300 |
Source: Guthrie County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 428 WILDCAT CT, STUART, IA 50250-8127 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 16, 2016 · Amount on Record |
| Deed Sale | Nov 16, 2016 · Amount on Record |
| Prior Sale | Apr 22, 2016 · Amount on Record |
| Deed Document Number | 20162517 |
| Deed Book / Page | 2016 / 2517 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUTHRIE IA |
| Property Address | 428 WILDCAT CT, STUART, IA 50250-8127 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0020202050 |
|---|---|
| Date | Jul 31, 2020 |
| Instrument | 2020-2050 |
| Name | HOME POINT FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2050 |
| Rate Type | Fixed Rate |
|---|
Source: Guthrie County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Guthrie County |
| Municipality | Stuart City |
| Unified School District | West Central Valley Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $327,100 (-) Land $42,100 Building $285,000 | $327,100 (-) Land $42,100 Building $285,000 | |
| 2025 | $4,974.00 (+18.54%) Homeowner's exemption | $327,100 (+27.92%) Land $42,100 Building $285,000 | $327,100 (+27.92%) Land $42,100 Building $285,000 |
| 2024 | $4,196.00 (+12.55%) | ||
| 2023 | $255,700 (+27.34%) Land $27,700 Building $228,000 | $255,700 (+27.34%) Land $27,700 Building $228,000 | |
| 2022 | $3,728.00 Homeowner's exemption | $200,800 Land $27,700 Building $173,100 | |
| 2021 | $200,800 Land $27,700 Building $173,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1998) |
| Most Recent Claim | Jun 1998 · Severe Storms, Tornadoes And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 69% of Iowa |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STUART WATER SUPPLY serves 1,814 people · EPA ID IA0180001 |
|---|---|
| Water Source | Purchased surface water from XENIA RWD (DES MOINES) |
| Last State Inspection | Jan 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Coon Valley Co-op Telephone Association Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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