423 Wildcat Ct, Stuart, IA 50250 Property Records

Guthrie County property record for 423 Wildcat Ct, Stuart, IA 50250

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,524 sqft · built 2017
Lot Size	0.297 acres (12,954 sqft)
Owner	2 Individual Names on Record
Last Sale	$190,000 (Nov 2020)
Tax Bill	$4,524 (2025)
Deeds & Mortgages	Mar 2017 Construction Loan Jun 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0000788433`

Property Details

APN / Parcel Number

Primary APN	`0000788433`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,524 sqft Living Area
1st Floor Area	442 sqft
Basement Area	698 sqft
Finished Basement	525 sqft
Unfinished Basement	132 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,954 sqft (0.297 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	152 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	423 WILDCAT CT
City	STUART
State	IA
Zip	50250-8127
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	33 78 30 LOT 30 OF WAMBOLD ADDITION
Legal Range	30W
Legal Township	78N
Legal Section	33
Legal Subdivision	WAMBOLD
Legal Lot Number	30
Jurisdiction	GUTHRIE IA
Township / Civil Division	STUART
Census Block Group	2
Census Block	2014
Census Tract	950300

Owner

Source: Guthrie County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	423 WILDCAT CT, STUART, IA 50250-8127
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2017	Deed of Trust, Mortgage · Construction Mortgage WEST BANK
Jun 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY OF IOWA COMMUNITY CU
Jun 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY OF IOWA COMMUNITY CU
Nov 2, 2020	Warranty Deed, Transfer · Conventional Mortgage FIDELITY BANK
Jun 26, 2017	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage UNIVERSITY OF IOWA COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2020 · Amount on Record
Deed Sale	Nov 2, 2020 · Amount on Record
Deed Document Number	20203277
Record Updated	Oct 29, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUTHRIE IA
Property Address	423 WILDCAT CT, STUART, IA 50250-8127
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	02017/0605
Date	Mar 15, 2017
Book Page	2017/0605
Instrument	2017-0605

Lender

Name	WEST BANK
Type	Bank
Address	WEST DES MOINES, IA 50266

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 8, 2018

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUTHRIE IA
Property Address	423 WILDCAT CT, STUART, IA 50250-8127
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02017/1485
Date	Jun 26, 2017
Book Page	2017/1485
Instrument	2017-1485

Lender

Name	UNIVERSITY OF IOWA COMMUNITY CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 5, 2032

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUTHRIE IA
Property Address	423 WILDCAT CT, STUART, IA 50250-8127
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02017/1485
Date	Jun 26, 2017
Book Page	2017/1485
Instrument	2017-1485

Lender

Name	UNIVERSITY OF IOWA COMMUNITY CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 5, 2032

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUTHRIE IA
Recording Date	Nov 2, 2020
Property Address	423 WILDCAT CT, STUART, IA 50250-8127
Document Number	0020203277
Instrument Date	Oct 27, 2020
Instrument	2020-3277
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$303.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	423 WILDCAT CT, STUART, IA 50250-8127

Mortgage

Document Number	0020203278
Date	Nov 2, 2020
Instrument	2020-3278

Lender

Name	FIDELITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate

June 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	GUTHRIE IA
Recording Date	Jun 26, 2017
Property Address	423 WILDCAT CT, STUART, IA 50250-8127
Document Number	02017/1483
Book / Page	2017 / 1483
Instrument Date	May 26, 2017
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 29, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	423 WILDCAT CT, STUART, IA 50250-8127

Mortgage

Document Number	02017/1484
Date	Jun 26, 2017
Book Page	2017/1484
Instrument	2017-1484

Lender

Name	UNIVERSITY OF IOWA COMMUNITY CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 5, 2047

Tax Assessment & Valuation

Source: Guthrie County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Guthrie County
Municipality	Stuart City
Unified School District	West Central Valley Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$287,600 (-) Land $41,700 Building $245,900	$287,600 (-) Land $41,700 Building $245,900
2025	$4,524.00 (+9.65%)	$287,600 (+19.14%) Land $41,700 Building $245,900	$287,600 (+19.14%) Land $41,700 Building $245,900
2024	$4,126.00 (+10.09%)
2023		$241,400 (+25.14%) Land $27,500 Building $213,900	$241,400 (+25.14%) Land $27,500 Building $213,900
2022	$3,748.00	$192,900 Land $27,500 Building $165,400
2021			$192,900 Land $27,500 Building $165,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Most Recent Claim	Jun 1998 · Severe Storms, Tornadoes And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 69% of Iowa
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STUART WATER SUPPLY serves 1,814 people · EPA ID IA0180001
Water Source	Purchased surface water from XENIA RWD (DES MOINES)
Last State Inspection	Jan 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Coon Valley Co-op Telephone Association Fiber	1,000 / 1,000
Nextlink Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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