428 Whitebark Ln, Clayton, NC 27520 Property Records

Johnston County property record for 428 Whitebark Ln, Clayton, NC 27520

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,111 sqft · built 2017
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$492,500 (Apr 2024)
Tax Bill	$3,234 (2026)
Deeds & Mortgages	Apr 2024 Sale & Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05F01027T`

Property Details

APN / Parcel Number

Primary APN	`05F01027T`
Alternative APNs	`2000209187` `2000269435`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,111 sqft Living Area
Gross Area	3,915 sqft
1st Floor Area	1,779 sqft
Attic	Attic
Attic Area	36 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	12,632 sqft (0.29 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	284 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2000269435
Street Address	428 WHITEBARK LN
City	CLAYTON
State	NC
Zip	27520-8657
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 109 PINES AT WINSTON POINTE PH 2C 84/203
Legal Subdivision	PINE AT WINSTON POINTE
Legal Phase	2C
Legal Lot Number	109
Jurisdiction	JOHNSTON NC
Township / Civil Division	CLAYTON
Census Block Group	3
Census Block	3003
Census Tract	41110

Owner

428 Whitebark Ln is owned and occupied by two individuals who bought it in April 2024.

Source: Johnston County records, as of September 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	428 WHITEBARK LN, CLAYTON, NC 27520-8657
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2024	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
May 7, 2018	Warranty Deed, Subdivision Related Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2024 · Amount on File
Deed Sale	Apr 16, 2024 · Amount on File
Prior Sale	May 7, 2018 · Amount on File
Deed Document Number	202410718
Deed Book / Page	6650 / 860
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Apr 16, 2024
Property Address	428 WHITEBARK LN, CLAYTON, NC 27520-8657
Document Number	0000010718
Book / Page	6650 / 860
Map Reference	MB 84 PGS 202-203
Instrument Date	Apr 11, 2024
Instrument	2024010718
Transaction Type	Transfer
Record Updated	May 16, 2024

Transaction

Amount	Amount on Record
Tax	$985.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1336 ARBORETUM WAY, BURLINGTON, MA 01803-3839

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 WHITEBARK LN, CLAYTON, NC 27520-8657

Mortgage

Document Number	0000010719
Date	Apr 16, 2024
Instrument	2024010719

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

Mortgage

Document Number	0000010719
Date	Apr 16, 2024
Book Page	6650/862
Instrument	2024010719

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	585 SOUTH BLVD E, PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

May 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	May 7, 2018
Property Address	428 WHITEBARK LN, CLAYTON, NC 27520-8657
Document Number	0000569894
Book / Page	005145 / 000414
Instrument Date	May 7, 2018
Instrument	569894
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$606.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	428 WHITEBARK LN CLAYTON NC 275208657, CLAYTON, NC 27520-8657

Mortgage

Document Number	569895
Date	May 7, 2018
Book Page	005145/000416
Instrument	569895

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 6, 2033

Tax Assessment & Valuation

The 2026 property tax bill for 428 Whitebark Ln was $3,234.

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,234.00	$517,500 Land $80,000 Building $437,500	$517,500 Land $80,000 Building $437,500
2023	$2,669.00	$317,760 Land $45,000 Building $272,760	$317,760 Land $45,000 Building $272,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 428 Whitebark Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 428 Whitebark Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOHNSTON CO-WEST serves 99,027 people · EPA ID NC0351070
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

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