404 Whitebark Ln, Clayton, NC 27520 Property Records

Johnston County property record for 404 Whitebark Ln, Clayton, NC 27520

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,181 sqft · built 2017
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on File
Last Sale	$295,000 (Mar 2018)
Tax Bill	$3,233 (2026)
Deeds & Mortgages	Jan 2021 Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05F01027S`

Property Details

APN / Parcel Number

Primary APN	`05F01027S`
Alternative APN	`2000207582`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,181 sqft Living Area
Gross Area	4,222 sqft
1st Floor Area	1,747 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	11,761 sqft (0.27 acres)
Garage Area	457 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	270 sqft
Patio Area	314 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2000207582
Street Address	404 WHITEBARK LN
City	CLAYTON
State	NC
Zip	27520-8657
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 108 PINES AT WINSTON POINTE PH 2C 84/203
Legal Subdivision	THE PINES AT WINSTON POINTE
Legal Phase	2C
Legal Lot Number	108
Jurisdiction	JOHNSTON NC
Township / Civil Division	CLAYTON
Census Block Group	3
Census Block	3003
Census Tract	41110

Owner

404 Whitebark Ln is owned and occupied by two individuals who bought it in March 2018.

Source: Johnston County records, as of September 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	404 WHITEBARK LN, CLAYTON, NC 27520-8657
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Mar 7, 2018	Warranty Deed, Subdivision Related Transfer · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 7, 2018 · Amount on File
Deed Sale	Mar 7, 2018 · Amount on File
Deed Document Number	2018562931
Deed Book / Page	5112 / 165
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	404 WHITEBARK LN, CLAYTON, NC 27520-8657
Transaction Type	Mortgage
Record Updated	Apr 2, 2021
Title Company	AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000728872
Date	Jan 21, 2021
Book Page	5817/278
Instrument	2021728872

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

March 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Mar 7, 2018
Property Address	404 WHITEBARK LN, CLAYTON, NC 27520-8657
Document Number	0000562931
Book / Page	005112 / 000165
Instrument Date	Mar 6, 2018
Instrument	562931
Transaction Type	Subdivision Related Transfer
Record Updated	May 9, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$590.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	404 WHITEBARK LN CLAYTON NC 275208657, CLAYTON, NC 27520-8657

Mortgage

Document Number	562932
Date	Mar 7, 2018
Book Page	005112/000167
Instrument	562932

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 6, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 404 Whitebark Ln was $3,233.

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,233.00	$517,370 Land $80,000 Building $437,370	$517,370 Land $80,000 Building $437,370
2023	$2,560.00	$304,870 Land $45,000 Building $259,870	$304,870 Land $45,000 Building $259,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 404 Whitebark Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 404 Whitebark Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOHNSTON CO-WEST serves 99,027 people · EPA ID NC0351070
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

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