428 Whaley Rd, Kinston, NC 28501 Property Records

Lenoir County property record for 428 Whaley Rd, Kinston, NC 28501

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,164 sqft · built 1958
Lot Size	3.66 acres (159,430 sqft)
Owner	Individual Name on Record
Last Sale	$75,000 (Dec 2020)
Tax Bill	$885 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`453302672037`

Property Details

APN / Parcel Number

Primary APN	`453302672037`
Alternative APN	`33745`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,164 sqft Finished Area

Exterior

Year Built	Built 1958
Exterior Material	Aluminum/Vinyl
Roof Material	Other
Lot Area	159,430 sqft (3.66 acres)
Garage Type	Carport
Carport	Carport
Carport Area	280 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	24 sqft
Deck Area	48 sqft
Utility Building	60 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	428 WHALEY RD
City	KINSTON
State	NC
Zip	28501-9588
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SR 1904 TRACT 1 428 WHALEY RD
Legal Tract	1
Jurisdiction	LENOIR NC
Township / Civil Division	SOUTHWEST
Census Block Group	2
Census Block	2039
Census Tract	11400

Owner

Source: Lenoir County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2538 SOUTHWOOD RD, KINSTON, NC 28501-6830
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2020 · Amount on Record
Deed Sale	Dec 2, 2020 · Amount on Record
Deed Document Number	0000190189
Deed Book / Page	1901 / 89
Record Updated	Jun 8, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LENOIR NC
Recording Date	Dec 2, 2020
Property Address	428 WHALEY RD, KINSTON, NC 28501-9588
Document Number	0019010089
Book / Page	1901 / 89
Map Reference	CAB 3 PG 11
Instrument Date	Nov 30, 2020
Transaction Type	Transfer
Record Updated	Sep 27, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2782 JOHN GREEN SMITH RD, 2782, DEEP RUN, NC 28525-9806

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2538 SOUTHWOOD RD, KINSTON, NC 28501-6830

Mortgage

Document Number	190191
Date	Dec 2, 2020
Instrument	1901/91

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2036

Tax Assessment & Valuation

Source: Lenoir County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Lenoir County
Unified School District	Lenoir County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$885.00 (+3.51%)	$106,092 (+31.02%) Land $41,884 Building $64,208	$106,092 (+31.02%) Land $41,884 Building $64,208
2023	$855.00	$80,973 Land $21,650 Building $59,323	$80,973 Land $21,650 Building $59,323

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	51 (1996–2020)
Claims Outside the SFHA	15 of 51
Most Recent Claim	Aug 2020 · rainfall accumulation
Claims by Event	Hurricane Florence, Sep 2018 · 19 claims Hurricane Matthew, Oct 2016 · 15 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEEP RUN WATER CORPORATION private · serves 14,196 people · EPA ID NC0454030
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35