408 Whaley Rd, Kinston, NC 28501 Property Records

Lenoir County property record for 408 Whaley Rd, Kinston, NC 28501

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,454 sqft · built 1958
Lot Size	1.25 acres (54,450 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Feb 2023)
Tax Bill	$1,363 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`453302672276`

Property Details

APN / Parcel Number

Primary APN	`453302672276`
Alternative APN	`22314`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,454 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	54,450 sqft (1.25 acres)
Garage Type	Carport
Carport	Carport
Carport Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	408 WHALEY RD
City	KINSTON
State	NC
Zip	28501-9588
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SR 1904 408 WHALEY RD
Jurisdiction	LENOIR NC
Township / Civil Division	SOUTHWEST
Census Block Group	2
Census Block	2039
Census Tract	11400

Owner

Source: Lenoir County assessment roll, APN 453302672276, as of January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	408 WHALEY RD, KINSTON, NC 28501-9588
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 01, 2023 · Amount on Record
Deed Sale	Feb 01, 2023 · Amount on Record
Deed Document Number	0001980518
Deed Book / Page	1980 / 518
Record Updated	Jun 08, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LENOIR NC
Recording Date	Feb 01, 2023
Property Address	408 WHALEY RD, KINSTON, NC 28501-9588
Document Number	0019800518
Book / Page	1980 / 518
Instrument Date	Jan 31, 2023
Transaction Type	Transfer
Record Updated	Feb 15, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	742 TYREE RD, KINSTON, NC 28504-6232

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 WHALEY RD, KINSTON, NC 28501-9588
Investor	Possibly a Property Investor

Mortgage

Document Number	0019800525
Date	Feb 01, 2023
Book Page	1980/525

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2053

Tax Assessment & Valuation

Source: Lenoir County assessment roll as of January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Lenoir County
Unified School District	Lenoir County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,363.00 (+27.15%)	$169,807 (+63.32%) Land $31,482 Building $138,325	$169,807 (+63.32%) Land $31,482 Building $138,325
2023	$1,072.00	$103,974 Land $16,000 Building $87,974	$103,974 Land $16,000 Building $87,974

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lenoir County (37107C), as of June 18, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371070114002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	51 (1996–2020)
Claims Outside the SFHA	15 of 51
Most Recent Claim	Aug 2020 · rainfall accumulation
Claims by Event	Hurricane Florence, Sep 2018 · 19 claims Hurricane Matthew, Oct 2016 · 15 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 10 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 39 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Cable	940 / 35
Starlink Satellite	280 / 30

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NC0454030, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	DEEP RUN WATER CORPORATION private · serves 14,196 people
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.