Allegany County property record for 424 Walnut St, Cumberland, MD 21502
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,826 sqft · built 1890 |
| Lot Size | 0.051 acres (2,200 sqft) |
| Owner | Company Name on File |
| Last Sale | $12,500 (Sep 2022) |
| Tax Bill | $582 (2025) |
| Deeds & Mortgages | Oct 2023 Mortgage Sep 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-013844 |
| Primary APN | 05-013844 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,826 sqft Total Area |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Exterior Material | Siding |
| Construction Type | Frame |
| Roof Material | Metal |
| Lot Area | 2,200 sqft (0.051 acres) |
| Lot Dimensions | 100 ft deep x 22 ft wide |
| Porch | Open Porch |
| Porch Area | 24 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 013844 |
|---|---|
| Street Address | 424 WALNUT ST |
| City | CUMBERLAND |
| State | MD |
| Zip | 21502-1616 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 424 WALNUT ST PT LOT 31 22X100 HOOKS ADDN |
| Legal Subdivision | HOOKS ADD |
| Legal Lot Number | 31 |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 23, DECATUR |
| Census Block Group | 1 |
| Census Block | 1054 |
| Census Tract | 1000 |
424 Walnut St is owned by a company that bought it in September 2022.
Source: Allegany County records, as of October 1, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1035 WAYNE AVE, J, CHAMBERSBURG, PA 17201-2942 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 4, 2023 | Deed of Trust, Mortgage · Unknown ACNB BANK |
| Sep 1, 2022 | Deed, Transfer MADISON SETTLEMENT SERVICES, MADISON SETTLEMENT SVCS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 1, 2022 · Amount on File |
| Deed Sale | Sep 1, 2022 · Amount on File |
| Prior Sale | Jun 2, 2011 · Amount on File |
| Deed Book / Page | 2813 / 14 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Property Address | 424 WALNUT ST, CUMBERLAND, MD 21502-1616 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2023 |
| Title Company | PASSPORT TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 002912-0435 |
|---|---|
| Date | Oct 4, 2023 |
| Book Page | 2912/435 |
| Name | ACNB BANK |
|---|---|
| Type | Bank |
| Address | GETTYSBURG, PA 17325 |
| Type | Unknown |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | Sep 1, 2022 |
| Property Address | 424 WALNUT ST, CUMBERLAND, MD 21502-1616 |
| Document Number | 002813-0014 |
| Book / Page | 2813 / 14 |
| Map Reference | LB 500 FO 932 |
| Instrument Date | Jul 11, 2022 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2022 |
| Title Company | MADISON SETTLEMENT SERVICES, MADISON SETTLEMENT SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 424 WALNUT ST, CUMBERLAND, MD 21502-1616 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 424 Walnut St was $582.
Source: Allegany County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Municipality | Cumberland City |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $86,000 Land $1,900 Building $84,100 | $86,000 Land $1,900 Building $84,100 | |
| 2025 | $582.00 | ||
| 2023 | $171.00 | $18,400 Land $1,900 Building $16,500 | $18,400 Land $1,900 Building $16,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 424 Walnut St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 6 (1979–1996) |
| Most Recent Claim | Jan 1996 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 424 Walnut St is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 76% of Maryland |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 721 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| SkyPacket Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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