428 Walnut Plain Rd, Rochester, MA 02770 Property Records

Plymouth County and Rochester Town property record for 428 Walnut Plain Rd, Rochester, MA 02770

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,496 sqft · built 1974
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$440,000 (Feb 2016)
Tax Bill	$8,930 (2025)
Deeds & Mortgages	Mar 2025 Line of Credit Jul 2025 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`ROCH M:14 L:2-A`

Property Details

APN / Parcel Number

Primary APN	`ROCH M:14 L:2-A`
Alternative APNs	`M:0140 B:0000 L:0002A` `586`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,496 sqft Living Area
Gross Area	6,119 sqft
1st Floor Area	2,582 sqft
Basement Area	1,207 sqft
Unfinished Basement	1,087 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2010
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	586
Street Address	428 WALNUT PLAIN RD
City	ROCHESTER
State	MA
Zip	02770-1226
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A/R
Legal Subdivision	LINCOLN & RALPH L ROUNSEVILLE
Legal Lot Number	2-A
Jurisdiction	ROCHESTER MA
Township / Civil Division	ROCHESTER
Census Block Group	1
Census Block	1008
Census Tract	541100

Owner

428 Walnut Plain Rd is owned and occupied by two individuals who acquired it in November 2023.

Source: Plymouth County and Rochester Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	428 WALNUT PLAIN RD, ROCHESTER, MA 02770-1226
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Jul 1, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Sep 30, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC
Nov 17, 2023	Quit Claim Deed, Transfer · Stand-Alone Refinance LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2016 · Amount on File
Deed Sale	Feb 26, 2016 · Amount on File
Prior Sale	Aug 4, 2006 · Amount on File
Deed Book / Page	46627 / 44
Last Transfer Date	Nov 14, 2023
Transfer Doc	058460-122
Record Updated	Oct 29, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCHESTER MA
Property Address	428 WALNUT PLAIN RD, ROCHESTER, MA 02770-1226
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0059761-85
Date	Mar 12, 2025
Book Page	59761/85
Instrument	14469

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Apr 1, 2050

Interest

Rate Type	Adjustable Rate

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCHESTER MA
Property Address	428 WALNUT PLAIN RD, ROCHESTER, MA 02770-1226
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	060102-240
Date	Jul 1, 2025
Book Page	60102/240
Instrument	41471

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Aug 1, 2050

Interest

Rate Type	Adjustable Rate

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCHESTER MA
Property Address	428 WALNUT PLAIN RD, ROCHESTER, MA 02770-1226
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	059302-284
Date	Sep 30, 2024
Book Page	59302/284
Instrument	61035

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2054

November 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROCHESTER MA
Recording Date	Nov 17, 2023
Property Address	428 WALNUT PLAIN RD, ROCHESTER, MA 02770-1226
Document Number	058460-122
Book / Page	58460 / 122
Instrument Date	Nov 14, 2023
Instrument	75149
Transaction Type	Transfer
Record Updated	Jul 24, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	428 WALNUT PLAIN RD, ROCHESTER, MA 02770-1226

Mortgage

Document Number	0000075150
Date	Nov 17, 2023
Instrument	75150

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 428 Walnut Plain Rd was $8,930.

Source: Plymouth County and Rochester Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Plymouth County
County Subdivision	Rochester Town
Secondary School District	Old Rochester School District (07 - 12)
Elementary School District	Rochester School District (PK - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,930.00	$825,300 Land $198,600 Building $626,700	$746,795
2023	$8,327.00	$701,500 Land $189,200 Building $512,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 428 Walnut Plain Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 428 Walnut Plain Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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