Montague County property record for 428 Wagner Rd, Saint Jo, TX 76265
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,309 (2026) |
| Deeds & Mortgages | Oct 2026 Line of Credit Sep 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R000027447 |
| Primary APN | R000027447 |
|---|---|
| Alternative APN |
|
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Lot Area | 43,560 sqft (1 acres) |
| Account Number | 20048.0000.0000.0026 |
|---|---|
| Street Address | 428 WAGNER RD |
| City | SAINT JO |
| State | TX |
| Zip | 76265-6333 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACRES: 1.000 AB 48 CALVIN A BARNES SURVEY |
| Jurisdiction | MONTAGUE TX |
| Township / Civil Division | ST. JO |
| Census Block Group | 1 |
| Census Block | 1103 |
| Census Tract | 950100 |
Source: Montague County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 228 WAGNER RD, SAINT JO, TX 76265-6329 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 2, 2026 | Deed of Trust, Mortgage · Line of Credit AMERICAN FINANCING |
| Sep 10, 2025 | Deed of Trust, Mortgage · Stand-Alone First Mortgage MUENSTER STATE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTAGUE TX |
| Recording Date | Oct 2, 2026 |
| Property Address | 428 WAGNER RD, SAINT JO, TX 76265-6333 |
| Document Number | 0000004101 |
| Instrument Date | Sep 23, 2026 |
| Instrument | 20264101 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 428 WAGNER RD, SAINT JO, TX 76265-6333 |
| Document Number | 0000004101, |
|---|---|
| Date | Oct 2, 2026 |
| Instrument | 20264101 |
| Name | AMERICAN FINANCING |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTAGUE TX |
| Property Address | 428 WAGNER RD, SAINT JO, TX 76265-6333 |
| Transaction Type | Mortgage |
| Record Updated | Oct 3, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0002503691 |
|---|---|
| Date | Sep 10, 2025 |
| Instrument | 2503691 |
| Name | MUENSTER STATE BANK |
|---|---|
| Type | Bank |
| Address | MUENSTER, TX 76252 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Oct 10, 2030 |
Source: Montague County assessment roll, as of February 5, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Montague County |
| Unified School District | Saint Jo Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,309.00 (+3,197.52%) Homeowner's exemption | $345,520 (+963.14%) Land $27,540 Building $317,980 | $345,520 (+963.14%) Land $27,540 Building $317,980 |
| 2025 | $161.00 | $32,500 Land $22,500 Building $10,000 | $32,500 Land $22,500 Building $10,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 10 (1993–2025) |
| Claims Outside the SFHA | 5 of 10 |
| Most Recent Claim | Apr 2025 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 60% of Texas |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| ElektraFi Fixed Wireless | 30 / 10 |
5G and 4G LTE (outdoors only)
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