Allegan County property record for 428 W Maple St, Wayland, MI 49348
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,172 sqft · built 1870 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $205,000 (Sep 2023) |
| Tax Bill | $4,483 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Sep 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 56-400-072-50 |
| Primary APN | 56-400-072-50 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,172 sqft Living Area |
| 1st Floor Area | 920 sqft |
| Basement Area | 336 sqft |
| Unfinished Basement | 336 sqft |
| Year Built | Built 1870 |
|---|---|
| Effective Year Built | Effective 1870 |
| Architectural Style | Custom Design |
| Exterior Material | Wood Siding |
| Foundation Type | No Foundation |
| Lot Area | 6,534 sqft (0.15 acres) |
| Lot Dimensions | 99 ft deep x 66 ft wide |
| Garage Area | 616 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 428 W MAPLE ST |
|---|---|
| City | WAYLAND |
| State | MI |
| Zip | 49348-1214 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | S 99 FT LOT 72 I. KELLOGG'S ADDITION PLAT OF LOMAX CITY. SEC 6 T3N R11W. |
| Legal Range | 11W |
| Legal Township | 03N |
| Legal Section | 06 |
| Legal Subdivision | I KELLOGGS ADD |
| Legal Lot Number | 72 |
| Jurisdiction | ALLEGAN MI |
| Township / Civil Division | WAYLAND |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 30502 |
Source: Allegan County records, as of September 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 428 W MAPLE ST, WAYLAND, MI 49348-1214 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 30, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NEIGHBORHOODLOANS INC |
| Sep 22, 2023 | Warranty Deed, Transfer · Conventional Mortgage NEIGHBORHOOD LOANS |
| Mar 16, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 22, 2023 · Amount on File |
| Deed Sale | Sep 22, 2023 · Amount on File |
| Deed Document Number | 202313891 |
| Deed Book / Page | 4888 / 812 |
| Prior Transfer Date | Mar 15, 2022 |
| Prior Transfer Doc | 004740/129 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Recording Date | Apr 30, 2026 |
| Property Address | 428 W MAPLE ST, WAYLAND, MI 49348-1214 |
| Document Number | 0000007163 |
| Book / Page | 5133 / 746 |
| Instrument Date | Apr 15, 2026 |
| Instrument | 20267163 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | POST CLOSING |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 428 W MAPLE ST, WAYLAND, MI 49348-1214 |
| Document Number | 0000007163, |
|---|---|
| Date | Apr 30, 2026 |
| Book Page | 5133/746 |
| Instrument | 20267163 |
| Name | NEIGHBORHOODLOANS INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Recording Date | Sep 22, 2023 |
| Property Address | 428 W MAPLE ST, WAYLAND, MI 49348-1214 |
| Document Number | 004888/812 |
| Book / Page | 4888 / 812 |
| Instrument Date | Sep 11, 2023 |
| Instrument | 2023013891 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2023 |
| Title Company | CHICAGO TITLE OF MI INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,537.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3161 10TH ST, WAYLAND, MI 49348-9537 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 428 W MAPLE ST, WAYLAND, MI 49348-1214 |
| Document Number | 2023013892 |
|---|---|
| Date | Sep 22, 2023 |
| Instrument | 2023013892 |
| Name | NEIGHBORHOOD LOANS |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Number | 004888/828 |
|---|---|
| Date | Sep 22, 2023 |
| Book Page | 4888/828 |
| Instrument | 2023013893 |
| Name | MICHIGAN STATE HOUSING DEV AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | LANSING, MI 48912 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Recording Date | Mar 16, 2022 |
| Property Address | 428 W MAPLE ST, WAYLAND, MI 49348-1214 |
| Document Number | 004740/129 |
| Book / Page | 4740 / 129 |
| Instrument Date | Mar 15, 2022 |
| Instrument | 2022005205 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 428 W MAPLE ST, WAYLAND, MI 49348-1214 |
Source: Allegan County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Allegan County |
| Municipality | Wayland City |
| Unified School District | Wayland Union Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $116,900 (+8.64%) Land $12,700 Building $104,200 | $233,800 (+8.64%) Land $25,400 Building $208,400 | |
| 2025 | $4,483.00 (+2.84%) Homeowner's exemption | $107,600 (+59.41%) Land $10,500 Building $97,100 | $215,200 (+59.41%) Land $21,000 Building $194,200 |
| 2024 | $4,359.00 (+160.71%) | ||
| 2023 | $67,500 Land $7,700 Building $59,800 | $135,000 Land $15,400 Building $119,600 | |
| 2022 | $1,672.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WAYLAND serves 4,435 people · EPA ID MI0006940 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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