Allegan County property record for 409 W Maple St, Wayland, MI 49348
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,904 sqft · built 1900 |
| Lot Size | 0.286 acres (12,458 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $310,500 (Sep 2026) |
| Tax Bill | $4,036 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Mar 2026 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 56-400-080-00 |
| Primary APN | 56-400-080-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,904 sqft Living Area |
| 1st Floor Area | 1,316 sqft |
| Basement Area | 448 sqft |
| Unfinished Basement | 448 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Custom Design |
| Exterior Material | Stucco |
| Foundation Type | Raised |
| Lot Area | 12,458 sqft (0.286 acres) |
| Lot Dimensions | 189 ft deep x 66 ft wide |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 409 W MAPLE ST |
|---|---|
| City | WAYLAND |
| State | MI |
| Zip | 49348-1213 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | LOT 80 I. KELLOGG'S ADDITION - PLAT OF LOMAX CITY - SEC 6 T3N R11W. |
| Legal Range | 11W |
| Legal Township | 03N |
| Legal Section | 06 |
| Legal Subdivision | I KELLOGGS ADD |
| Legal Lot Number | 80 |
| Jurisdiction | ALLEGAN MI |
| Township / Civil Division | WAYLAND |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 30502 |
409 W Maple St is owned and occupied by two individuals who bought it in September 2026.
Source: Allegan County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1826 SUNQUEST AVE, DORR, MI 49323-8002 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 25, 2026 | Warranty Deed, Transfer · Conventional Mortgage CONSUMERS CREDIT UNION |
| Mar 20, 2026 | Warranty Deed, Transfer CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MI INC |
| Jan 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 25, 2026 · Amount on File |
| Deed Sale | Sep 25, 2026 · Amount on File |
| Prior Sale | Mar 20, 2026 · Amount on File |
| Deed Document Number | 202616391 |
| Deed Book / Page | 5178 / 981 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Recording Date | Sep 25, 2026 |
| Property Address | 409 W MAPLE ST, WAYLAND, MI 49348-1213 |
| Document Number | 0000016391 |
| Book / Page | 5178 / 981 |
| Instrument Date | Sep 24, 2026 |
| Instrument | 202616391 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2026 |
| Title Company | ALL STAR TITLE, STAR TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $269,700.30 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1826 SUNQUEST AVE, DORR, MI 49323-8002 |
| Document Number | 0000016392, |
|---|---|
| Date | Sep 25, 2026 |
| Book Page | 5179/1 |
| Instrument | 202616392 |
| Name | CONSUMERS CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.88% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Recording Date | Mar 20, 2026 |
| Property Address | 409 W MAPLE ST, WAYLAND, MI 49348-1213 |
| Document Number | 005120/341 |
| Book / Page | 5120 / 341 |
| Map Reference | LB 24 PG 37 |
| Instrument Date | Mar 19, 2026 |
| Instrument | 2026004085 |
| Transaction Type | Transfer |
| Record Updated | Apr 1, 2026 |
| Title Company | CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MI INC |
| Amount | Amount on Record |
|---|---|
| Tax | $1,312.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 409 W MAPLE ST, WAYLAND, MI 49348-1213 |
| Name | Verified Name |
|---|---|
| Address | 409 W MAPLE ST, WAYLAND, MI 49348-1213 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Property Address | 409 W MAPLE ST, WAYLAND, MI 49348-1213 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 4418/213 |
|---|---|
| Date | Jan 2, 2020 |
| Book Page | 4418/213 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 1, 2040 |
The 2025 property tax bill for 409 W Maple St was $4,036 with a homeowner's exemption, up 2.9% from the year before.
Source: Allegan County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Allegan County |
| Municipality | Wayland City |
| Unified School District | Wayland Union Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $131,800 (+8.48%) Land $14,100 Building $117,700 | $263,600 (+8.48%) Land $28,200 Building $235,400 | |
| 2025 | $4,036.00 (+2.93%) Homeowner's exemption | $121,500 Land $11,700 Building $109,800 | $243,000 Land $23,400 Building $219,600 |
| 2024 | $3,921.00 | ||
| 2023 | $104,900 Land $8,600 Building $96,300 | $209,800 Land $17,200 Building $192,600 | |
| 2022 | $3,561.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 409 W Maple St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 409 W Maple St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WAYLAND serves 4,435 people · EPA ID MI0006940 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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