St. Joseph County property record for 428 W Main St, Mendon, MI 49072
| Property Type | Commercial |
|---|---|
| Details | 7,698 sqft · built 1873 |
| Lot Size | 3.7 acres (161,172 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,097 (2025) |
| Deeds & Mortgages | Jun 2020 Foreclosure May 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone A (high risk) |
| APN | 044-888-043-00 |
| Primary APN | 044-888-043-00 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 7,698 sqft Total Area |
| Year Built | Built 1873 |
|---|---|
| Effective Year Built | Effective 1873 |
| Lot Area | 161,172 sqft (3.7 acres) |
| Lot Dimensions | 805 ft deep x 200 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 428 W MAIN ST |
|---|---|
| City | MENDON |
| State | MI |
| Zip | 49072-8747 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | COM AT PNT 16.5 FT S OF NE COR LOT 12 BLK 1 MARANTETTE & LYMAN'S ADD TO VILL OF MENDON TH N 89D 52M W 211.06 FT M/L TH S 00D |
| Legal Subdivision | MARANTETTE & LYMAN'S ADD |
| Legal Block | 1 |
| Legal Lot Number | 12 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | MENDON |
| Census Block Group | 3 |
| Census Block | 3033 |
| Census Tract | 41000 |
428 W Main St, a commercial property, is owned by an individual who acquired it in June 2020.
Source: St. Joseph County records, as of July 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 428 W MAIN ST, MENDON, MI 49072-8747 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 15, 2020 | Deed in Lieu of Foreclosure, Foreclosure |
| May 7, 2020 | Land Contract, Transfer · Land Contract MENDON VILLAGE |
| May 7, 2020 | Land Contract, Transfer · Land Contract MENDON VILLAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 15, 2020 |
| Deed Sale | Jun 15, 2020 |
| Prior Sale | May 7, 2020 · Amount on File |
| Deed Document Number | 20202307 |
| Prior Transfer Date | Nov 13, 2012 |
| Prior Transfer Doc | 01678/0580 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed in Lieu of Foreclosure |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Jun 15, 2020 |
| Property Address | 428 W MAIN ST, MENDON, MI 49072-8747 |
| Document Number | 2020002307 |
| Instrument Date | May 29, 2020 |
| Instrument | 2020002307 |
| Transaction Type | Foreclosure |
| Record Updated | Jan 20, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 35, MENDON, MI 49072-0035 |
| Name | Verified Name |
|---|---|
| Address | 206 W MAIN ST, MENDON, MI 49072 |
| Document Type | Land Contract |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | May 7, 2020 |
| Property Address | 428 W MAIN ST, MENDON, MI 49072 |
| Document Number | 2020001368 |
| Instrument Date | Nov 13, 2012 |
| Instrument | 2020001368 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 146, MENDON, MI 49072-0146 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | PO BOX 35, MENDON, MI 49072-0035 |
| Date | May 7, 2020 |
|---|
| Name | MENDON VILLAGE |
|---|---|
| Type | Seller |
| Type | Land Contract |
|---|---|
| Amount | Amount on Record |
| Document Type | Land Contract |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | May 7, 2020 |
| Property Address | 428 W MAIN ST, MENDON, MI 49072-8747 |
| Document Number | 2020001368 |
| Instrument Date | Nov 13, 2012 |
| Instrument | 2020001368 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 146, MENDON, MI 49072-0146 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | PO BOX 35, MENDON, MI 49072-0035 |
| Date | May 7, 2020 |
|---|
| Name | MENDON VILLAGE |
|---|---|
| Type | Seller |
| Type | Land Contract |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 428 W Main St was $3,097, up 20.2% from the year before.
Source: St. Joseph County assessment roll, as of July 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| County Subdivision | Mendon Township |
| Municipality | Mendon Village |
| Unified School District | Mendon Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $183,300 (+8.33%) Land $41,700 Building $141,600 | $366,600 (+8.33%) Land $83,400 Building $283,200 | |
| 2025 | $3,097.00 (+20.23%) | $169,200 Land $23,400 Building $145,800 | $338,400 Land $46,800 Building $291,600 |
| 2024 | $2,576.00 | ||
| 2023 | $82,800 Land $20,500 Building $62,300 | $165,600 Land $41,000 Building $124,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 428 W Main St in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1980–1990) |
| Most Recent Claim | Jun 1990 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 428 W Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MENDON serves 920 people · EPA ID MI0004240 |
|---|---|
| Water Source | Groundwater |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Copper | 1.4 mg/L (2024) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midwest Energy & Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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