428 W Amberside Dr, Elgin, IL 60124 Property Records

Kane County property record for 428 W Amberside Dr, Elgin, IL 60124 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2.5 Baths
Year Built	Built 2012
Square Footage	3,305 sqft Living Area
Lot Size	12,197 sqft (0.28 acres)
Occupancy	Owner Occupied
Last Sale	$352,000 (2013)
Tax Bill	$13,264.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-18-202-003`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	10 Rooms
Building Area	3,305 sqft Living Area
Gross Area	4,937 sqft Gross Area
Basement Area	1,632 sqft Basement
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Construction Type	Frame Construction
Lot Area	12,197 sqft (0.28 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage

Utilities and HVAC

Cooling System	HVAC Cooling

Location & Zoning

Street Address	428 W AMBERSIDE DR
City	ELGIN
State	IL
Zip	60124-7860
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	FOY PROPERTY LT 25
Legal Subdivision	FOY PROPERTY
Legal Block	4
Legal Lot Number	25
Jurisdiction	KANE IL
Minor Civil Division	ELGIN
Census Blockgroup	4
Census Block	4016
Census Tract	851904

Owner

Source: Kane County records · APN 06-18-202-003

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	428 W AMBERSIDE DR, ELGIN, IL 60124-7860
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Tenant By Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 01, 2013 · Amount on Record
Deed Sale	Apr 01, 2013 · Amount on Record
Prior Sale	Jan 30, 2013 · Amount on Record
Deed Doc Number	201323497
Record Refreshed	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	428 W AMBERSIDE DR, ELGIN, IL 60124-7860
Transaction Type	Mortgage
Record Updated	Aug 05, 2022
Title Company	CITYWIDE TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020007
Date	Mar 15, 2021
Instrument	2021K020007

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2051

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,264.00 (+8.27%) Homeowner's exemption
2024		$163,375 (+21.39%) Land $40,572 Building $122,803	$490,321 (+21.44%) Land $121,765 Building $368,556
2022	$12,251.00 (+3.36%) Homeowner's exemption	$134,583 (+6.96%) Land $33,422 Building $101,161	$403,749 (+6.96%) Land $100,266 Building $303,483
2021	$11,853.00 Homeowner's exemption	$125,825 Land $31,247 Building $94,578	$377,475 Land $93,741 Building $283,734