427 W Amberside Dr, Elgin, IL 60124 Property Records

Kane County property record for 427 W Amberside Dr, Elgin, IL 60124 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2.5 Baths
Year Built	Built 2012
Square Footage	2,656 sqft Living Area
Lot Size	13,068 sqft (0.3 acres)
Occupancy	Owner Occupied
Last Sale	$425,000 (2022)
Tax Bill	$11,678.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-18-201-004`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	9 Rooms
Building Area	2,656 sqft Living Area
Gross Area	3,990 sqft Gross Area
Basement Area	1,334 sqft Basement
Stories	2 Stories

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Construction Type	Frame Construction
Lot Area	13,068 sqft (0.3 acres)
Lot Width	64 ft Width

Utilities and HVAC

Cooling System	HVAC Cooling

Location & Zoning

Street Address	427 W AMBERSIDE DR
City	ELGIN
State	IL
Zip	60124-7860
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	FOY PROPERTY LT 33
Legal Subdivision	FOY PROPERTY
Legal Block	4
Legal Lot Number	33
Jurisdiction	KANE IL
Minor Civil Division	ELGIN
Census Blockgroup	4
Census Block	4015
Census Tract	851904

Owner

Source: Kane County records · APN 06-18-201-004

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	427 W AMBERSIDE DR, ELGIN, IL 60124-7860
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 31, 2022 · Amount on Record
Deed Sale	Jan 31, 2022 · Amount on Record
Prior Sale	Nov 29, 2012 · Amount on Record
Deed Doc Number	20225810
Record Refreshed	Sep 20, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jan 31, 2022
Property Address	427 W AMBERSIDE DR, ELGIN, IL 60124-7860
Document Number	0000005810
Map Reference	DOC 2006K022822
Instrument Date	Nov 19, 2021
Instrument	2022K005810
Transaction Type	Transfer
Record Updated	Feb 04, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$425.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	427 W AMBERSIDE DR, 427, ELGIN, IL 60124-7860

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	427 W AMBERSIDE DR, ELGIN, IL 60124-7860

Mortgage

Document Number	0000005811
Date	Jan 31, 2022
Instrument	2022K005811

Lender

Name	KEY MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 01, 2051

Interest

Rate Type	Fixed Rate
Rate	3.12%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,678.00 (+7.67%) Homeowner's exemption
2024		$144,719 (+21.39%) Land $40,572 Building $104,147	$434,331 (+21.44%) Land $121,765 Building $312,566
2022	$10,846.00 (+3.4%) Homeowner's exemption	$119,215 (+6.96%) Land $33,422 Building $85,793	$357,645 (+6.96%) Land $100,266 Building $257,379
2021	$10,489.00 Homeowner's exemption	$111,457 Land $31,247 Building $80,210	$334,371 Land $93,741 Building $240,630