428 Tailor Ln, O Fallon, MO 63368 Property Records

St. Charles County property record for 428 Tailor Ln, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,579 sqft · built 1989
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$179,900 (Sep 2017)
Tax Bill	$3,104 (2025)
Deeds & Mortgages	Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A902000115`

Property Details

APN / Parcel Number

Primary APN	`A902000115`
Alternative APN	`2-0070-6523-00-0526.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,579 sqft Living Area
Gross Area	2,160 sqft
1st Floor Area	1,104 sqft
Basement Area	528 sqft
Finished Basement	475 sqft
Unfinished Basement	53 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	45 sqft
Deck Area	Deck Area
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A902000115
Street Address	428 TAILOR LN
City	O FALLON
State	MO
Zip	63368-7320
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VLGS OF PHEASANT PT #5 LOT 526
Legal Subdivision	VLGS OF PHEASANT PT #5
Legal Lot Number	526
Jurisdiction	ST CHARLES MO
Township / Civil Division	DARDENNE
Census Block Group	2
Census Block	2001
Census Tract	311124

Owner

Source: St. Charles County records · APN A902000115

Assessment roll updated August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	428 TAILOR LN, O FALLON, MO 63368-7320
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 13, 2017 · Amount on Record
Deed Sale	Sep 13, 2017 · Amount on Record
Prior Sale	Apr 27, 2015 · Amount on Record
Deed Document Number	2017576490
Deed Book / Page	6806 / 1643
Prior Transfer Date	Sep 28, 2010
Prior Transfer Doc	0057210733
Record Updated	Jun 08, 2026

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 13, 2017
Property Address	428 TAILOR LN, O FALLON, MO 63368-7320
Document Number	0068061643
Book / Page	6806 / 1643
Map Reference	MB 29 PG 74
Instrument Date	Sep 08, 2017
Instrument	20170913000576490
Transaction Type	Transfer
Record Updated	Aug 09, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	103 GEYER CT, 103, WENTZVILLE, MO 63385-6233

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 TAILOR LN, O FALLON, MO 63368-7320

Mortgage

Document Number	20170913000576500
Date	Sep 13, 2017
Instrument	20170913000576500

Lender

Name	FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2047

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,104.00 (+5.18%)	$48,176 (+8.39%)	$253,557 (+8.39%) Land $50,000 Building $203,557
2024	$2,951.00
2023		$44,447
2022			$233,934 Land $50,000 Building $183,934

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 25, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	20 (1979–2015)
Claims Outside the SFHA	5 of 20
Most Recent Claim	Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms & Flooding, Sep 1993 · 5 claims

Wildfire

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, WH i3B Bidco LLC/WH i3B Topco.

Based on FCC filings for 130 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.