423 Tailor Ln, O Fallon, MO 63368 Property Records

St. Charles County property record for 423 Tailor Ln, O Fallon, MO 63368 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,108 sqft · built 1991
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$260,700 (Apr 2021)
Tax Bill	$2,887 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Mar 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`A882000515`

Property Details

APN / Parcel Number

Primary APN	`A882000515`
Alternative APN	`2-0069-6260-00-0429.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,108 sqft Living Area
Gross Area	2,656 sqft
1st Floor Area	1,108 sqft
Basement Area	1,064 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	40 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A882000515
Street Address	423 TAILOR LN
City	O FALLON
State	MO
Zip	63368-7321
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VLGS OF PHEASANT PT #3 LOT 429
Legal Subdivision	VLGS OF PHEASANT PT #3
Legal Lot Number	429
Jurisdiction	ST CHARLES MO
Township / Civil Division	DARDENNE
Census Block Group	2
Census Block	2001
Census Tract	311124

Owner

Source: St. Charles County records · APN A882000515

Assessment roll updated August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	423 TAILOR LN, O FALLON, MO 63368-7321
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 01, 2021	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Mar 26, 2020	Deed of Trust, Mortgage · Line of Credit WEST COMMUNITY CU
Mar 16, 2017	Grant Deed, Transfer · FHA Mortgage STIFEL BK&TR

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 01, 2021 · Amount on Record
Deed Sale	Apr 01, 2021 · Amount on Record
Prior Sale	Mar 16, 2017 · Amount on Record
Deed Document Number	202128666
Prior Transfer Date	Oct 14, 2008
Prior Transfer Doc	0050770647
Record Updated	Jun 08, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 01, 2021
Property Address	423 TAILOR LN, O FALLON, MO 63368-7321
Document Number	2021R028666
Map Reference	MB 27 PG 46
Instrument Date	Mar 24, 2021
Instrument	2021R-028666
Transaction Type	Transfer
Record Updated	Aug 09, 2021
Title Company	UNISOURCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	423 TAILOR LN, 423, O FALLON, MO 63368-7321

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	423 TAILOR LN, O FALLON, MO 63368-7321

Mortgage

Document Number	2021R028667
Date	Apr 01, 2021
Instrument	2021R-028667

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	423 TAILOR LN, O FALLON, MO 63368-7321
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	INVESTORS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0072561951
Date	Mar 26, 2020
Book Page	7256/1951
Instrument	20200326000187890

Lender

Name	WEST COMMUNITY CU
Type	Credit Union
Address	O FALLON, MO 63368

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Apr 01, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 16, 2017
Property Address	423 TAILOR LN, O FALLON, MO 63368-7321
Document Number	0067122402
Book / Page	006712 / 002402
Instrument Date	Mar 14, 2017
Instrument	158880
Transaction Type	Transfer
Record Updated	Apr 11, 2017
Title Company	COMMONWEALTH LAND TITLE INSURANCE, COMMONWEALTH LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	423 TAILOR LN O FALLON MO 633687321, O FALLON, MO 63368-7321

Mortgage

Document Number	67122404
Date	Mar 16, 2017
Book Page	006712/002404
Instrument	158890

Lender

Name	STIFEL BK&TR
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 15, 2047

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,887.00 (+2.85%)	$44,757 (+5.91%)	$235,561 (+5.91%) Land $50,000 Building $185,561
2024	$2,807.00
2023		$42,258
2022			$222,411 Land $50,000 Building $172,411

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833111242, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	20 (1979–2015)
Claims Outside the SFHA	5 of 20
Most Recent Claim	Dec 2015, rainfall accumulation, Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims By Storm	Severe Storms & Flooding, Sep 1993 · 5 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 130 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Wisper ISP	Fixed Wireless	400 / 30
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: WH i3B Bidco LLC/WH i3B Topco, Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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