Chesapeake City property record for 423 Spurlane Cir, Chesapeake, VA 23322
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,791 sqft · built 1988 |
| Lot Size | 0.276 acres (12,023 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $225,000 (Jul 2004) |
| Tax Bill | $4,538 (2025) |
| Deeds & Mortgages | Jul 2026 Transfer Nov 2025 Mortgage + 2 more |
| APN | 0607003000520 |
| Primary APN | 0607003000520 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,791 sqft Living Area |
| 1st Floor Area | 1,598 sqft |
| Attic | Attic |
| Attic Area | 322 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,023 sqft (0.276 acres) |
| Lot Dimensions | 140 ft deep x 136 ft wide |
| Garage Type | Attached |
| Garage Area | 322 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Area | 576 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 108 sqft |
| Deck Area | Deck Area |
| Patio Area | 343 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 423 SPURLANE CIR |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-5469 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R12AS: RES |
| Legal Description | 52 HERITAGE POINT SEC ONE PH 1 |
| Legal Subdivision | CHESHIRE MDWS,COUNTRY RDS,HERITAGE PT,BR |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 21004 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 423 SPURLANE CIR, CHESAPEAKE, VA 23322-5469 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 29, 2026 | Gift Deed, Transfer NONE LISTED ON DOCUMENT |
| Nov 12, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 6, 2024 | Intrafamily Transfer, Transfer |
| Oct 20, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 6, 2004 · Amount on Record |
| Deed Sale | Jul 6, 2004 · Amount on Record |
| Deed Book / Page | 5542 / 237 |
| Last Transfer Date | May 2, 2024 |
| Transfer Doc | 010747/861 |
| Record Updated | Oct 29, 2026 |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jul 29, 2026 |
| Property Address | 423 SPURLANE CIR, CHESAPEAKE, VA 23322-5469 |
| Document Number | 0000019584 |
| Book / Page | 11006 / 1108 |
| Instrument Date | Jul 29, 2026 |
| Instrument | 202619584 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 423 SPURLANE CIR, CHESAPEAKE, VA 23322-5469 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 423 SPURLANE CIR, CHESAPEAKE, VA 23322-5469 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2025 |
| Name | Verified Name |
|---|---|
| Address | 423 SPURLANE CIR, CHESAPEAKE, VA 23322-5469 |
| Document Number | 00010915/1 |
|---|---|
| Date | Nov 12, 2025 |
| Book Page | 10915/1 |
| Instrument | 250026432 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 325 Months |
| Due | Dec 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | May 6, 2024 |
| Property Address | 423 SPURLANE CIR, CHESAPEAKE, VA 23322-5469 |
| Document Number | 010747/861 |
| Book / Page | 10747 / 861 |
| Instrument Date | May 2, 2024 |
| Instrument | 240008733 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 423 SPURLANE CIR, CHESAPEAKE, VA 23322-5469 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 423 SPURLANE CIR, CHESAPEAKE, VA 23322-5469 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2023 |
| Name | Verified Name |
|---|
| Document Number | 010702/570 |
|---|---|
| Date | Oct 20, 2023 |
| Book Page | 10702/570 |
| Instrument | 230021925 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Rate Type | Fixed Rate |
|---|
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $478,000 (+6.39%) Land $200,000 Building $278,000 | $478,000 (+6.39%) Land $200,000 Building $278,000 | |
| 2025 | $4,538.00 (+5.81%) | $449,300 (+11.96%) Land $190,000 Building $259,300 | $449,300 (+11.96%) Land $190,000 Building $259,300 |
| 2024 | $4,289.00 (+39.84%) | ||
| 2023 | $401,300 (+11.69%) Land $170,000 Building $231,300 | $401,300 (+11.69%) Land $170,000 Building $231,300 | |
| 2022 | $359,300 Land $150,000 Building $209,300 | $359,300 Land $150,000 Building $209,300 | |
| 2019 | $3,067.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2006) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2006 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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