Stanislaus County property record for 428 Spruce St, Modesto, CA 95351 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 647 sqft · built 1949 |
| Lot Size | 0.169 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $230,000 (Nov 2022) |
| Tax Bill | $2,888 (2025) |
| Deeds & Mortgages | Nov 2022 Sale & Mortgage Dec 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 030-010-008-000 |
| Primary APN | 030-010-008-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 647 sqft Living Area |
| Year Built | Built 1949 |
|---|---|
| Construction Type | Wood |
| Lot Area | 7,405 sqft (0.169 acres) |
| Heating System | Floor/Wall Furnace |
|---|
| Old Parcel Number | 0301008 |
|---|---|
| Street Address | 428 SPRUCE ST |
| City | MODESTO |
| State | CA |
| Zip | 95351-2513 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | SPENCER COLONY |
| Jurisdiction | STANISLAUS CA |
| Township / Civil Division | MODESTO |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 1601 |
Source: Stanislaus County records · APN 030-010-008-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 428 SPRUCE ST, MODESTO, CA 95351-2513 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 01, 2022 | Grant Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC |
| Dec 09, 2017 | Deed of Trust, Mortgage · Conventional Mortgage NEXBANK SSB |
| Feb 24, 2017 | Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 01, 2022 · Amount on Record |
| Deed Sale | Nov 01, 2022 · Amount on Record |
| Prior Sale | Feb 24, 2017 · Amount on Record |
| Deed Document Number | 2022-0071553 |
| Record Updated | Jun 07, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Recording Date | Nov 01, 2022 |
| Property Address | 428 SPRUCE ST, MODESTO, CA 95351-2513 |
| Document Number | 0000071553 |
| Map Reference | MB 2 PG 3 |
| Instrument Date | Oct 28, 2022 |
| Instrument | 2022-0071553 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2022 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 428 SPRUCE ST, MODESTO, CA 95351-2513 |
| Document Number | 0000071554 |
|---|---|
| Date | Nov 01, 2022 |
| Instrument | 2022-0071554 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 428 SPRUCE ST, MODESTO, CA 95351-2513 |
| Document Number | 0000091649 |
| Instrument Date | Dec 09, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 03, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 428 SPRUCE ST MODESTO CA 953512513, MODESTO, CA 95351-2513 |
| Document Number | 0000091649 |
|---|---|
| Date | Dec 12, 2017 |
| Instrument | 91649 |
| Name | NEXBANK SSB |
|---|---|
| Type | Federal Savings Bank |
| Address | DALLAS, TX 75201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 11, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Recording Date | Feb 24, 2017 |
| Property Address | 428 SPRUCE ST, MODESTO, CA 95351-2513 |
| Document Number | 0000013453 |
| Instrument Date | Feb 16, 2017 |
| Instrument | 13453 |
| Transaction Type | Transfer |
| Record Updated | Mar 06, 2017 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $93.50 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 829 MUIR RD MODESTO CA 953506052, MODESTO, CA 95350-6052 |
Source: Stanislaus County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | Stanislaus County |
| Elementary School District | Modesto City Elementary School District (KG - 08) |
| Secondary School District | Modesto City High School District (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $2,888.00 (+6.1%) | $239,292 (+4.04%) Land $208,080 Building $31,212 |
| 2023 | $2,722.00 (+137.52%) | $230,000 Land $200,000 Building $30,000 |
| 2022 | $1,146.00 |
Source: FEMA National Flood Hazard Layer, Stanislaus County (06099C), updated October 23, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 513 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Xfinity | Cable | 2,000 / 250 |
| Ayera Technologies | Fixed Wireless | 1,000 / 500 |
| ezWave | Fixed Wireless (unlicensed) | 1,000 / 200 |
| UnWired Broadband Holding | Fixed Wireless (unlicensed) | 400 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| Cal.net | Fixed Wireless (unlicensed) | 100 / 20 |
May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures