Frederick County property record for 428 Sherman Ave, Frederick, MD 21701 · Last verified September 2023
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,710 sqft · built 1945 |
| Lot Size | 0.165 acres (7,192 sqft) |
| Owner | Individual Name on File |
| Last Sale | $218,000 (May 2021) |
| Tax Bill | $5,421 (2023) |
| Deeds & Mortgages | Sep 2022 Mortgage May 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-034549 |
| Primary APN | 02-034549 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,710 sqft Total Area |
| 1st Floor Area | 1,296 sqft |
| Basement Area | 500 sqft |
| Finished Basement | 500 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1945 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 7,192 sqft (0.165 acres) |
| Lot Dimensions | 143 ft deep x 49 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 034549 |
|---|---|
| Old Parcel Number | 2034549 |
| Street Address | 428 SHERMAN AVE |
| City | FREDERICK |
| State | MD |
| Zip | 21701-6322 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT #48 49.66 X 143 428 SHERMAN AVE. FREDERICK |
| Legal Subdivision | FREDERICK |
| Legal Lot Number | 480 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 765100 |
Source: Frederick County records · APN 02-034549
Assessment roll updated July 1, 2023 · Last verified September 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 428 SHERMAN AVE, FREDERICK, MD 21701-6322 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 02, 2022 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| May 26, 2021 | Special Warranty Deed, Transfer · FHA Mortgage EMBRACE HOME LOANS INC |
| Oct 03, 2019 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 26, 2021 · Amount on Record |
| Deed Sale | May 26, 2021 · Amount on Record |
| Prior Sale | Oct 03, 2019 · Amount on Record |
| Deed Document Number | 0014926494 |
| Deed Book / Page | 14926 / 494 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 428 SHERMAN AVE, FREDERICK, MD 21701-6322 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 428 SHERMAN AVE, FREDERICK, MD 21701-6322 |
| Document Number | 0161150165 |
|---|---|
| Date | Sep 02, 2022 |
| Book Page | 16115/165 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 335 Months |
| Due | Aug 01, 2050 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | May 26, 2021 |
| Property Address | 428 SHERMAN AVE, FREDERICK, MD 21701-6322 |
| Document Number | 0149260494 |
| Book / Page | 14926 / 494 |
| Map Reference | MB 3 FO 35 |
| Instrument Date | Apr 14, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $545.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3701 REGENT BLVD # BLVD100B, 3701, IRVING, TX 75063-2312 |
| Name | Verified Name |
|---|---|
| Address | 428 SHERMAN AVE, FREDERICK, MD 21701-6322 |
| Document Number | 0014926502 |
|---|---|
| Date | May 26, 2021 |
| Instrument | 14926/502 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 351 Months |
| Due | Aug 01, 2050 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Oct 03, 2019 |
| Property Address | 428 SHERMAN AVE, FREDERICK, MD 21701-6322 |
| Document Number | 0132500298 |
| Book / Page | 013250 / 000298 |
| Instrument Date | Jul 22, 2019 |
| Transaction Type | Foreclosure |
| Record Updated | Oct 16, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $192.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | 3701 REGENT BLVD #200 IRVING TX 750632296, 200, IRVING, TX 75063-2296 |
| Investor | Possibly a Property Investor |
Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $5,421.00 | $296,667 | $363,800 Land $133,700 Building $230,100 |
Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217651003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Frederick Historic District (Boundary Increase) listed 1988 · 2,435 contributing resources · NRIS 88000713 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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