423 Sherman Ave, Frederick, MD 21701 Property Records

Frederick County property record for 423 Sherman Ave, Frederick, MD 21701 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2 Baths
Year Built	Built 1945
Square Footage	1,680 sqft Living Area
Lot Size	7,000 sqft (0.161 acres)
Garage	Detached, 462 sqft
Occupancy	Owner Occupied
Last Sale	$104,000 (2000)
Tax Bill	$2,843.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`02-089521`
Alternative APNs	`2089521` `089521`

Interior

Full Baths	2 Baths
Building Area	1,680 sqft Living Area
Gross Area	1,824 sqft Gross Area
1st Floor	840 sqft 1st Floor
Stories	2 Stories

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Conventional Style
Exterior Material	Siding Exterior
Roof Construction	Sawtooth Roof Construction
Roof Material	Metal Roof
Lot Area	7,000 sqft (0.161 acres)
Depth X Width	175 ft x 40 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage
Garage Area	462 sqft Garage
Porch	Enclosed Porch
Porch Area	312 sqft Porch

Utilities and HVAC

Heating System	Radiant Heating
Sewage	Municipal Sewage

Location & Zoning

Account Number	089521
Street Address	423 SHERMAN AVE
City	FREDERICK
State	MD
Zip	21701-6321
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LT #30 40 X 175 423 SHERMAN AVE. FREDERICK,
Legal Subdivision	FREDERICK
Legal Lot Number	300
Jurisdiction	FREDERICK MD
Minor Civil Division	2, FREDERICK
Census Blockgroup	3
Census Block	3008
Census Tract	765100

Owner

Source: Frederick County records · APN 02-089521

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	423 SHERMAN AVE, FREDERICK, MD 21701-6321
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 03, 2000 · Amount on Record
Deed Sale	Oct 03, 2000 · Amount on Record
Deed Doc Number	20006298
Deed Book / Page	2764 / 661
Record Refreshed	Sep 20, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	423 SHERMAN AVE, FREDERICK, MD 21701-6321
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0128580368
Date	Mar 06, 2019
Book Page	12858/0368

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Jan 16, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$287,833 (+32.56%)	$308,300 (+11.06%) Land $160,000 Building $148,300
2025	$2,843.00 (-5.14%)
2023	$2,997.00 Homeowner's exemption Disabled Person's exemption	$217,133	$277,600 Land $133,000 Building $144,600

Flood & Wildfire

423 Sherman Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release

Historic District	Within the Frederick Historic District (Boundary Increase) listed 1988 · 2,435 contributing resources · NRIS 88000713

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.