428 S Esplanade St, Orange, CA 92869 Property Records

Orange County property record for 428 S Esplanade St, Orange, CA 92869

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,682 sqft · built 1955
Lot Size	1.22 acres (53,578 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,980 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`392-091-09`

Property Details

APN / Parcel Number

Primary APN	`392-091-09`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,682 sqft Living Area
1st Floor Area	2,682 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	53,578 sqft
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	428 S ESPLANADE ST
City	ORANGE
State	CA
Zip	92869-4802
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 1112 BLK LOT 3 TR 1112 LOT 3 POR OF LOT
Legal Tract	1112
Legal Lot Number	3
Jurisdiction	ORANGE CA
Township / Civil Division	ANAHEIM-SANTA ANA-GARDEN GROVE
Census Block Group	1
Census Block	1006
Census Tract	75807

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	428 S ESPLANADE ST, ORANGE, CA 92869-4802
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage CALIFORNIA CU
Oct 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 20, 2022
Transfer Doc	0000045498
Record Updated	Sep 20, 2026

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Feb 3, 2022
Property Address	428 S ESPLANADE ST, ORANGE, CA 92869-4802
Document Number	0000045498
Map Reference	MB 36 PG 1
Instrument Date	Jan 20, 2022
Instrument	2022000045498
Transaction Type	Transfer
Record Updated	Feb 14, 2022
Title Company	CALIFORNIA MEMBERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	428 S ESPLANADE ST, ORANGE, CA 92869-4802

Mortgage

Document Number	0000045499
Date	Feb 3, 2022
Instrument	2022000045499

Lender

Name	CALIFORNIA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	428 S ESPLANADE ST, ORANGE, CA 92869-4802
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000381388
Date	Oct 2, 2019
Instrument	2019000381388

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Orange City
Unified School District	Orange Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$773,359 (+2%) Land $593,000 Building $180,359
2025	$7,980.00 (-0.23%) Homeowner's exemption	$758,196 (+4.04%) Land $581,373 Building $176,823
2023	$7,998.00 (+1.98%) Homeowner's exemption	$728,755 Land $558,798 Building $169,957
2022	$7,843.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ORANGE serves 120,770 people · EPA ID CA3010027
Water Source	Purchased surface water from several systems
Last State Inspection	May 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 640 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Cosmo Network Solutions, GeoLinks, T-Mobile, Verizon.

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