Story County property record for 428 S 4th St, Ames, IA 50010
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 6,450 sqft · built 1995 |
| Lot Size | 0.253 acres (11,021 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $7,318 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-11-175-280 |
| Primary APN | 09-11-175-280 |
|---|
| Stories | 3 Stories |
|---|---|
| Building Area | 6,450 sqft Gross Area |
| 1st Floor Area | 2,309 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 11,021 sqft (0.253 acres) |
| Lot Dimensions | 184 ft deep x 60 ft wide |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 1 sqft |
| Street Address | 428 S 4TH ST |
|---|---|
| City | AMES |
| State | IA |
| Zip | 50010-6889 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Local Zoning Code | S-SMD |
| Legal Description | CLARKS SD OUTLOT A LOT:10 AMES |
| Legal Range | 24W |
| Legal Township | 83N |
| Legal Section | 11 |
| Legal Subdivision | CLARK'S SD OUTLOT A |
| Legal Lot Number | 10 |
| Jurisdiction | STORY IA |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 1000 |
428 S 4th St, a residential property, is owned by an individual.
Source: Story County records, as of September 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 268 VILLAGE DR, AMES, IA 50014-7545 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 428 S 4th St was $7,318, up 3.5% from the year before.
Source: Story County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| Municipality | Ames City |
| County | Story County |
| Unified School District | Ames Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,318.00 (+3.54%) | $532,100 Land $100,000 Building $432,100 | $532,100 Land $100,000 Building $432,100 |
| 2024 | $7,068.00 | ||
| 2023 | $487,200 Land $120,100 Building $367,100 | $487,200 Land $120,100 Building $367,100 | |
| 2022 | $11,092.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 428 S 4th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 31 (1984–2010) |
| Claims Outside the SFHA | 6 of 31 |
| Most Recent Claim | Aug 2010 · Severe Storms, Flooding, And Tornadoes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 428 S 4th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AMES WATER TREATMENT PLANT serves 55,177 people · EPA ID IA8503039 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, ICS Advanced Technologies.
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