Story County property record for 320 S 4th St, Ames, IA 50010
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 6,256 sqft · built 1996 |
| Lot Size | 0.285 acres (12,415 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $6,942 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-11-175-370 |
| Primary APN | 09-11-175-370 |
|---|
| Stories | 3 Stories |
|---|---|
| Building Area | 6,256 sqft Gross Area |
| 1st Floor Area | 1,644 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Metal |
| Lot Area | 12,415 sqft (0.285 acres) |
| Street Address | 320 S 4TH ST |
|---|---|
| City | AMES |
| State | IA |
| Zip | 50010-6880 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Local Zoning Code | S-SMD |
| Legal Description | CLARKS SD OUTLOT A LOT:1 AMES |
| Legal Range | 24W |
| Legal Township | 83N |
| Legal Section | 11 |
| Legal Subdivision | CLARK'S SD OUTLOT A |
| Legal Lot Number | 1 |
| Jurisdiction | STORY IA |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 1000 |
320 S 4th St, a residential property, is owned by a company.
Source: Story County records, as of September 1, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 1251 NOBLE HILLS PL, BOONE, IA 50036-7569 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STORY IA |
| Property Address | 320 S 4TH ST, AMES, IA 50010-6880 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0202115671 |
|---|---|
| Date | Dec 16, 2021 |
| Instrument | 2021-15671 |
| Name | AVAILA BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Dec 15, 2041 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 320 S 4th St was $6,942, up 6.7% from the year before.
Source: Story County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| Municipality | Ames City |
| County | Story County |
| Unified School District | Ames Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,942.00 (+6.73%) | $504,800 Land $80,000 Building $424,800 | $504,800 Land $80,000 Building $424,800 |
| 2024 | $6,504.00 | ||
| 2023 | $448,400 Land $105,000 Building $343,400 | $448,400 Land $105,000 Building $343,400 | |
| 2022 | $7,688.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 320 S 4th St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 31 (1984–2010) |
| Claims Outside the SFHA | 6 of 31 |
| Most Recent Claim | Aug 2010 · Severe Storms, Flooding, And Tornadoes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 320 S 4th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 82% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AMES WATER TREATMENT PLANT serves 55,177 people · EPA ID IA8503039 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, ICS Advanced Technologies.
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