DuPage County property record for 428 Ruby St, Clarendon Hills, IL 60514
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,248 sqft · built 1928 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $1,250,000 (Jul 2024) |
| Tax Bill | $23,148 (2025) |
| Deeds & Mortgages | Jul 2026 Transfer Dec 2025 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-10-404-014 |
| Primary APN | 09-10-404-014 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,248 sqft Living Area |
| Gross Area | 1,872 sqft |
| Basement Area | 624 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Exterior Material | Brick |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Area | 414 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 428 RUBY ST |
|---|---|
| City | CLARENDON HILLS |
| State | IL |
| Zip | 60514-2710 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | CLARENDON HILLS W 1/2 |
| Legal Subdivision | CLARENDON HILLS |
| Legal Block | 8 |
| Legal Lot Number | 9 |
| Jurisdiction | DU PAGE IL |
| Township / Civil Division | DOWNERS GROVE |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 845100 |
Source: DuPage County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 428 RUBY ST, CLARENDON HILLS, IL 60514-2710 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Jul 9, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Dec 5, 2025 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Jul 5, 2024 | Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Aug 3, 2023 | Deed, Transfer CHICAGO TITLE TRUST, CHICAGO TITLE LAND TRUST |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 5, 2024 · Amount on Record |
| Deed Sale | Jul 5, 2024 · Amount on Record |
| Prior Sale | Aug 3, 2023 · Amount on Record |
| Deed Document Number | 202437899 |
| Last Transfer Date | Jun 18, 2026 |
| Transfer Doc | 0000046690 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Jul 9, 2026 |
| Property Address | 428 RUBY ST, CLARENDON HILLS, IL 60514-2710 |
| Document Number | 0000046690 |
| Instrument Date | Jun 18, 2026 |
| Instrument | 202646690 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 428 RUBY ST, CLARENDON HILLS, IL 60514-2710 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 428 RUBY ST, CLARENDON HILLS, IL 60514-2710 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2026 |
| Title Company | CITYWIDE TITLE CORPORATION |
| Name | Verified Name |
|---|---|
| Address | 428 RUBY ST, CLARENDON HILLS, IL 60514-2710 |
| Document Number | 0000078556 |
|---|---|
| Date | Dec 5, 2025 |
| Instrument | R2025-078556 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Type Change Date | Nov 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.7% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.7% |
| Document Type | Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Jul 5, 2024 |
| Property Address | 428 RUBY ST, CLARENDON HILLS, IL 60514-2710 |
| Document Number | 0000037899 |
| Map Reference | DOC 17060 |
| Instrument Date | Jun 20, 2024 |
| Instrument | R2024-037899 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2026 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE LAND TRUST CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,250.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15255 S 94TH AVE # AVE500, AVE500, ORLAND PARK, IL 60462-3800 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 428 RUBY ST, CLARENDON HILLS, IL 60514-2710 |
| Document Number | 0000037900 |
|---|---|
| Date | Jul 5, 2024 |
| Instrument | R2024-037900 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.62% |
| Type Change Date | Aug 1, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11.6% |
| Index | SOFR Average 30-Day |
| Max Rate | 11.6% |
| Document Type | Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Aug 3, 2023 |
| Property Address | 428 RUBY ST, CLARENDON HILLS, IL 60514-2710 |
| Document Number | 0000049232 |
| Map Reference | DOC 17060 |
| Instrument Date | Jun 21, 2023 |
| Instrument | R2023-049232 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2023 |
| Title Company | CHICAGO TITLE TRUST, CHICAGO TITLE LAND TRUST |
| Amount | Amount Recorded |
|---|---|
| Tax | $285.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 428 RUBY ST, CLARENDON HILLS, IL 60514-2710 |
Source: DuPage County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DuPage County |
| County Subdivision | Downers Grove Township |
| Municipality | Clarendon Hills Village |
| Elementary School District | Hinsdale Community Consolidated School District 181 (PK - 08) |
| Secondary School District | Hinsdale Township High School District 86 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $23,148.00 (+158.93%) | $416,625 (+177.46%) Land $93,118 Building $323,507 | $1,249,875 (+177.46%) Land $279,354 Building $970,521 |
| 2024 | $8,940.00 (+7.85%) | $150,156 (+0.35%) Land $73,758 Building $76,398 | $450,468 (+0.35%) Land $221,274 Building $229,194 |
| 2022 | $8,289.00 Homeowner's exemption Senior Citizen's exemption | $149,630 Land $77,310 Building $72,320 | $448,890 Land $231,930 Building $216,960 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (1980–2013) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Apr 2013 · Severe Storms, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLARENDON HILLS serves 8,702 people · EPA ID IL0430250 |
|---|---|
| Water Source | Purchased surface water from DU PAGE WATER COMMISSION |
| Last State Inspection | Nov 2024 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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