421 Ruby St, Clarendon Hills, IL 60514 Property Records

DuPage County property record for 421 Ruby St, Clarendon Hills, IL 60514

Property Summary

Property Type	Single Family Home
Details	5 ba · 4,790 sqft · built 2016
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,780,000 (Jul 2021)
Tax Bill	$31,820 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-10-405-003`

Property Details

APN / Parcel Number

Primary APN	`09-10-405-003`

Interior

Full Baths	5 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	2 Stories
Building Area	4,790 sqft Living Area
Gross Area	7,158 sqft
Basement Area	2,368 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Brick
Construction Type	Frame
Lot Area	21,780 sqft (0.5 acres)
Garage Area	1,112 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	421 RUBY ST
City	CLARENDON HILLS
State	IL
Zip	60514-2709
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	CLARENDON HILLS /EX E 10 FT/
Legal Subdivision	CLARENDON HILLS
Legal Block	8
Legal Lot Number	21
Jurisdiction	DU PAGE IL
Township / Civil Division	DOWNERS GROVE
Census Block Group	4
Census Block	4014
Census Tract	845100

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	421 RUBY ST, CLARENDON HILLS, IL 60514-2709
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2021 · Amount on Record
Deed Sale	Jul 13, 2021 · Amount on Record
Prior Sale	Mar 30, 2015 · Amount on Record
Deed Document Number	2021105524
Prior Transfer Date	Aug 8, 2016
Prior Transfer Doc	0000086114
Record Updated	Sep 20, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Jul 13, 2021
Property Address	421 RUBY ST, CLARENDON HILLS, IL 60514-2709
Document Number	0000105524
Map Reference	DOC 17060
Instrument Date	Jul 7, 2021
Instrument	R2021-105524
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,780.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	404 RIDGE AVE, 404, CLARENDON HILLS, IL 60514-2706

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	421 RUBY ST, CLARENDON HILLS, IL 60514-2709

Mortgage

Document Number	0000105525
Date	Jul 13, 2021
Instrument	R2021-105525

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.37%

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Downers Grove Township
Municipality	Clarendon Hills Village
Elementary School District	Hinsdale Community Consolidated School District 181 (PK - 08)
Secondary School District	Hinsdale Township High School District 86 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$31,820.00 (+9%)	$569,698 (+15.27%) Land $170,655 Building $399,043	$1,709,094 (+15.27%) Land $511,965 Building $1,197,129
2022	$29,193.00 Homeowner's exemption	$494,240 Land $141,700 Building $352,540	$1,482,720 Land $425,100 Building $1,057,620

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1980–2013)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLARENDON HILLS serves 8,702 people · EPA ID IL0430250
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Nov 2024
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20