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  5. Ruby Ridge Trl

428 Ruby Ridge Trl, Lyman, SC 29365 Property Records

Spartanburg County property record for 428 Ruby Ridge Trl, Lyman, SC 29365 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,571 sqft · built 2008
Lot Size1.01 acres (44,039 sqft)
OwnerIndividual Name on File
Last Sale$430,000 (Apr 2024)
Tax Bill$2,676 (2025)
Deeds & MortgagesApr 2024 Sale & Mortgage
Feb 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN9-02-00-024.19

Property Details

APN / Parcel Number

Primary APN9-02-00-024.19
Alternative APNs
  • 6144-15-5692.15
  • 159945

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,571 sqft Living Area
Gross Area4,486 sqft
Upper Floors Area1,355 sqft
Basement Area1,355 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Construction TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area44,039 sqft (1.01 acres)
Garage TypeAttached
Garage Area420 sqft
PorchPorch
Porch Area55 sqft
Patio Area440 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number159945
Street Address428 RUBY RIDGE TRL
CityLYMAN
StateSC
Zip29365-9580
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 17 COUNTRY FOREST PH 3 PB 158-259
Legal SubdivisionCOUNTRY FOREST PH 3
Legal Phase3
Legal Lot Number17
JurisdictionSPARTANBURG SC
Township / Civil DivisionGREER
Census Block Group3
Census Block3027
Census Tract23201

Owner

Source: Spartanburg County records · APN 9-02-00-024.19

Assessment roll updated October 1, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address428 RUBY RIDGE TRL, LYMAN, SC 29365-9580
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 05, 2024Warranty Deed, Transfer · Conventional Mortgage
BETTER MORTGAGE CORPRORATION ISAOA
Feb 15, 2022Deed, Transfer · FHA Mortgage
HOMEOWNERS FINANCIAL GROUP USA LLC
Aug 01, 2017Deed of Trust, Mortgage · Line of Credit
FEDERAL EMPS CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 05, 2024 · Amount on Record
Deed SaleApr 05, 2024 · Amount on Record
Prior SaleFeb 15, 2022 · Amount on Record
Deed Document Number202413063
Deed Book / Page145Y / 808
Record UpdatedSep 20, 2026

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPARTANBURG SC
Recording DateApr 05, 2024
Property Address428 RUBY RIDGE TRL, LYMAN, SC 29365-9580
Document Number0000013063
Book / Page145-Y / 808
Map ReferenceMB 158 PG 259
Instrument DateOct 06, 2023
Instrument2024-13063
Transaction TypeTransfer
Record UpdatedApr 18, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,118.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address428 RUBY RIDGE TRL, LYMAN, SC 29365-9580
InvestorPossibly a Property Investor

Mortgage

Document Number0000013064
DateApr 05, 2024
Book Page6736/749
Instrument2024-13064
Lender
NameBETTER MORTGAGE CORPRORATION ISAOA
AddressNEW YORK, NY 10007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2054

February 2022: Deed, Transfer

Document TypeDeed
JurisdictionSPARTANBURG SC
Recording DateFeb 15, 2022
Property Address428 RUBY RIDGE TRL, LYMAN, SC 29365-9580
Document Number0000007896
Book / Page135-U / 981
Map ReferenceMB 158 PG 259
Instrument DateFeb 02, 2022
Instrument2022-07896
Transaction TypeTransfer
Record UpdatedApr 03, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,118.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address428 RUBY RIDGE TRL, LYMAN, SC 29365-9580

Mortgage

Document Number0000007897
DateFeb 15, 2022
Instrument2022-07897
Lender
NameHOMEOWNERS FINANCIAL GROUP USA LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2052

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPARTANBURG SC
Property Address428 RUBY RIDGE TRL, LYMAN, SC 29365-9580
Document Number0000038940
Book / Page005324 / 000306
Instrument DateAug 01, 2017
Transaction TypeMortgage
Record UpdatedSep 04, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address428 RUBY RIDGE TRL LYMAN SC 293659580, LYMAN, SC 29365-9580

Mortgage

Document Number0000038940
DateAug 16, 2017
Book Page005324/000306
Instrument38940
Lender
NameFEDERAL EMPS CU
TypeCredit Union
AddressPO BOX 2070, FORT MILL, SC 29716-2070
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 15, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Spartanburg County records · Assessment roll updated October 1, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountySpartanburg County
Unified School DistrictGreenville County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,676.00 (-66.96%)$17,168 (-20.98%) Land $1,056 Building $16,112$429,200 (+18.53%) Land $26,400 Building $402,800
2024$8,100.00 (+18.87%)
2023$6,814.00$21,726 Land $1,584 Building $20,142$362,100 Land $26,400 Building $335,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Spartanburg County (45083C), updated October 2, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskLow
above 35% of the US · above 9% of South Carolina
Wildfire LikelihoodAbout 1 in 1,852 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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