Spartanburg County property record for 425 Ruby Ridge Trl, Lyman, SC 29365 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2009 |
| Square Footage | 2,192 sqft Living Area |
| Lot Size | 51,009 sqft (1.17 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $179,000 (2016) |
| Tax Bill | $1,273.00 (2025) |
| Primary APN | 9-0200-02420 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,192 sqft Living Area |
| Gross Area | 4,017 sqft Gross Area |
| Upper Floors | 1,002 sqft Upper Floors |
| Stories | 2 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2009 |
|---|---|
| Architectural Style | Other Style |
| Exterior Material | Vinyl Exterior |
| Construction Type | Stone Construction |
| Foundation Type | Brick Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 51,009 sqft (1.17 acres) |
| Garage Type | Attached Garage |
| Garage Area | 480 sqft Garage |
| Patio Area | 226 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 95 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 159946 |
|---|---|
| Street Address | 425 RUBY RIDGE TRL |
| City | LYMAN |
| State | SC |
| Zip | 29365-9580 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 18 COUNTRY FOREST PHASE 3 PB 158-259 |
| Legal Subdivision | COUNTRY FOREST PH 3 |
| Legal Phase | 3 |
| Legal Lot Number | 18 |
| Jurisdiction | SPARTANBURG SC |
| Minor Civil Division | GREER |
| Census Blockgroup | 3 |
| Census Block | 3027 |
| Census Tract | 23201 |
Source: Spartanburg County records · APN 9-0200-02420
Assessment roll updated September 13, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 425 RUBY RIDGE TRL, LYMAN, SC 29365-9580 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 07, 2024 | Deed of Trust, Mortgage · Stand Alone Second Mortgage PENNYMAC LOAN SERVICES LLC |
| May 30, 2023 | Deed of Trust, Mortgage · Stand Alone Second Mortgage PENNYMAC LOAN SERVICES LLC |
| Jun 15, 2022 | Deed of Trust, Mortgage · Stand Alone Second Mortgage PENNYMAC LOAN SERVICES LLC |
| Aug 24, 2021 | Deed of Trust, Mortgage · Stand Alone Second Mortgage PENNYMAC LOAN SERVICES LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 27, 2016 · Amount on Record |
| Deed Sale | May 27, 2016 · Amount on Record |
| Prior Sale | Oct 02, 2014 · Amount on Record |
| Deed Doc Number | DEE-2016-22771 |
| Deed Book / Page | 112G / 547 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Property Address | 425 RUBY RIDGE TRL, LYMAN, SC 29365-9580 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 425 RUBY RIDGE TRL, LYMAN, SC 29365-9580 |
| Document Number | 0000004672 |
|---|---|
| Date | Feb 07, 2024 |
| Book Page | 6705/797 |
| Instrument | 2024-4672 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 268 Months |
| Due | Jun 01, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Property Address | 425 RUBY RIDGE TRL, LYMAN, SC 29365-9580 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 425 RUBY RIDGE TRL, LYMAN, SC 29365-9580 |
| Document Number | 0000019691 |
|---|---|
| Date | May 30, 2023 |
| Book Page | 6581/918 |
| Instrument | 2023-19691 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 277 Months |
| Due | Jun 01, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Property Address | 425 RUBY RIDGE TRL, LYMAN, SC 29365-9580 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 425 RUBY RIDGE TRL, LYMAN, SC 29365-9580 |
| Document Number | 0000031596 |
|---|---|
| Date | Jun 15, 2022 |
| Book Page | 6404/878 |
| Instrument | 2022-31596 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 288 Months |
| Due | Jun 01, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Property Address | 425 RUBY RIDGE TRL, LYMAN, SC 29365-9580 |
| Transaction Type | Mortgage |
| Record Updated | Sep 08, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 425 RUBY RIDGE TRL, LYMAN, SC 29365-9580 |
| Document Number | 0000047549 |
|---|---|
| Date | Aug 24, 2021 |
| Book Page | 6179/136 |
| Instrument | 2021-47549 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 298 Months |
| Due | Jun 01, 2046 |
Source: Spartanburg County records · Assessment roll updated September 13, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Spartanburg County |
| Unified School District | Greenville County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,273.00 (-0.78%) | $9,882 (-) Land $915 Building $8,967 | $285,100 (-) Land $26,400 Building $258,700 |
| 2024 | $1,283.00 | ||
| 2023 | $1,283.00 | $9,882 Land $915 Building $8,967 | $285,100 Land $26,400 Building $258,700 |
425 Ruby Ridge Trl is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Spartanburg County (45083C), updated October 2, 2022
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 35th percentile of exposed land nationally · 9th in South Carolina |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 1,852 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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